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Payday Cloud Ltd

14751713

active
ltd
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Negative net worth (-10)

Details

20-22 Wenlock Road, London, N1 7GU
Incorporated 23/03/2023

Compliance

Last accounts

31/03/2025

micro entity

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 22/03/2026

Due 05/04/2027

On track

Industry

82990
Other business support service activities

Officers

Michael Klein

director · Since 01/03/2026

British · United Kingdom · Age 51

Former

Mikhail Kuzmin

director · Resigned 01/03/2026

Persons with Significant Control

Mr Michael Klein

75–100% shares
75–100% votes
Appoint directors

British · United Kingdom · Age 51

20-22, Wenlock Road, London, N1 7GU

Notified 01/03/2026

Former PSCs

Mr Mikhail Kuzmin

Ceased 01/03/2026

Change History

statusactive
2026-06-04

Active

typeltd
2026-06-04

Private Limited Company

address line120-22 Wenlock Road
2026-06-04

20-22 WENLOCK ROAD

post townLondon
2026-06-04

LONDON

officer appointedKLEIN, Michael
2026-06-04

CompanyRankvs 128093+ SIC 82990 peers
36

Financial strength2th percentile among SIC peers · 1/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 0.26× · 2/20
Longevity3 years trading (max 15) · 3/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength1/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity3/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

-£227k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

-£114k

Working capital

Current Assets

£40k

Current Liabilities

£154k

Fixed Assets

£1k

45avg. employees+43

Balance Sheet

Assets less current liabilities-£113k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.26-£180k
20242.90

Derived from filed accounts. Not audited figures.