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N & D Financials Limited

14846583

active
Private Limited Company
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

87 MEADOW VALE, WORKINGTON, CA14 1SD
Incorporated 04/05/2023

Compliance

Last accounts

31/05/2025

micro entity

Next accounts due

28/02/2027

On track

Confirmation statement

Last: 03/05/2026

Due 17/05/2027

On track

Industry

66190
Other activities auxiliary to financial services

Officers

Mr Neil Davis

director · Since 04/05/2023

DIRECTOR

BRITISH · UNITED KINGDOM · Age 60

Mrs Sharon Davis

director · Since 04/05/2023

DIRECTOR

BRITISH · UNITED KINGDOM · Age 57

Persons with Significant Control

Mrs Sharon Davis

25–50% shares
25–50% votes

British · United Kingdom · Age 57

87 Meadow Vale, Seaton, Workington, CA14 1SD

Notified 04/05/2023

Mr Neil Davis

25–50% shares
25–50% votes

British · United Kingdom · Age 60

87 Meadow Vale, Seaton, Workington, CA14 1SD

Notified 04/05/2023

CompanyRankvs 4001+ SIC 66190 peers
50

Financial strength68th percentile among SIC peers · 17/25
Employees63th percentile among SIC peers · 9/15
LiquidityCurrent ratio 0.94× · 6/20
Longevity3 years trading (max 15) · 3/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength17/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees9/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity3/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/05/2026

Net Worth

£25k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

-£4k

Working capital

Current Assets

£62k

Current Liabilities

£66k

Fixed Assets

£31k

2avg. employees

Balance Sheet

Assets less current liabilities£27k
Prepared with Sage Accounts Production 25.0 - FRS102_2025

EstimatesDerived

YearCurrent RatioImplied Profit
20260.94-£4k
20250.90+£20k
20241.30—

Derived from filed accounts. Not audited figures.