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Constructive Asset Finance Ltd

14996682

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

UNIT 2 OLYMPIC COURT WHITEHILLS BUSINESS PARK, BLACKPOOL, FY4 5GU
Incorporated 11/07/2023

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Mr Andrew Mark Thrower

director · Since 05/09/2023

DIRECTOR

BRITISH · ENGLAND · Age 43

Also on 3 other boards

Persons with Significant Control

Mr Stephen John Crilley

25–50% shares
25–50% votes

British · United Kingdom · Age 70

Unit 2 Olympic Court, Whitehills Business Park, Blackpool, FY4 5GU

Notified 11/07/2023

Mr Andrew Mark Thrower

25–50% shares
25–50% votes

British · England · Age 43

Unit 2 Olympic Court, Whitehills Business Park, Blackpool, FY4 5GU

Notified 16/04/2024

CompanyRankvs 8277+ SIC 64999 peers
62

Financial strength86th percentile among SIC peers · 22/25
Employees16th percentile among SIC peers · 2/15
LiquidityCurrent ratio 3.59× · 20/20
Longevity3 years trading (max 15) · 3/15
Filing complianceAll filings up to date · 15/15
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8277Constructive Asset Finance Ltd
61
How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity3/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/07/2025

Net Worth

£257k

Balance sheet strength

Cash

£219k

Cash in the bank

Net Current Assets

£219k

Working capital

Current Assets

£304k

Current Liabilities

£85k

Fixed Assets

£91k

Debtors

£85k

Profit After Tax

£66k

0avg. employees-2

Tax at Year End

Corp tax£51k

Balance Sheet

Assets less current liabilities£310k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20253.59+£191k
20244.58—

Derived from filed accounts. Not audited figures.