Back to search

Michelle Germain Wealth Ltd

15010847

active
Private Limited Company
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

19 MONTPELIER AVENUE, BEXLEY, DA5 3AP
Incorporated 18/07/2023

Compliance

Last accounts

31/07/2025

total exemption full

Next accounts due

30/04/2027

On track

Confirmation statement

Last: 17/11/2025

Due 01/12/2026

On track

Industry

64999
Other financial service activities

Officers

Mrs Michelle Marie Germain

director · Since 18/07/2023

DIRECTOR

BRITISH · UNITED KINGDOM · Age 52

Also on 2 other boards

Persons with Significant Control

Mrs Michelle Marie Germain

75–100% shares
75–100% votes
Appoint directors

British · United Kingdom · Age 52

19 Montpelier Avenue, Bexley, DA5 3AP

Notified 18/07/2023

Former PSCs

Mr Stephen Anthony Germain

Ceased 02/10/2023

CompanyRankvs 10240+ SIC 64999 peers
60

Financial strength79th percentile among SIC peers · 20/25
Employees39th percentile among SIC peers · 6/15
LiquidityCurrent ratio 1.94× · 16/20
Longevity3 years trading (max 15) · 3/15
Filing complianceAll filings up to date · 15/15
Show leaderboard
How is this score calculated?
Financial strength20/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees6/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity3/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/07/2026

Net Worth

£102k

Balance sheet strength

Cash

£50k

Cash in the bank

Net Current Assets

£75k

Working capital

Current Assets

£156k

Current Liabilities

£80k

Fixed Assets

£284k

Debtors

£105k

Profit After Tax

£167k

1avg. employees

Tax at Year End

Corp tax£75k
Dividends paid£84k

Balance Sheet

Intangible assets£284k
Assets less current liabilities£359k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20261.94+£83k
20250.64—
20240.52—

Derived from filed accounts. Not audited figures.