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Inspired Lending Limited

15063010

active
Private Limited Company
england wales
Companies House
Health Score
68 / 100

Some Concerns

30/30
Filing
0/30
Financial
38/40
Risk
  • Negative net worth (-10)
  • Loss before tax (-10)
  • Going concern doubt noted in accounts (-10)
  • 1 outstanding charge (-2)

Details

12TH FLOOR ALDGATE TOWER, LONDON, E1W 9US
Incorporated 10/08/2023

Compliance

Last accounts

30/04/2025

full

Next accounts due

31/01/2027

On track

Confirmation statement

Last: 15/08/2025

Due 29/08/2026

On track

Industry

66190
Other activities auxiliary to financial services

Officers

Mr William Bennett

secretary · Since 10/08/2023

Mr Gavin Roland Diamond

director · Since 10/08/2023

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 51

Also on 3 other boards

Mr Michael Terence Baker

director · Since 02/11/2023

ACCOUNTANT

IRISH · UNITED KINGDOM · Age 65

Also on 20 other boards

Mr Jonathan Winston Rose

director · Since 02/11/2023

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 53

Also on 20 other boards

Persons with Significant Control

Former PSCs

W F B Cosec Limited

Ceased 25/08/2023

The Bank Of N T Butterfield & Son Limited

Ceased 18/12/2023

Charges1 outstanding

Charge
outstanding

MATURA FINANCE LIMITED

Created 01/12/2023Registered 05/12/2023

CompanyRankvs 5665+ SIC 66190 peers
14

Financial strength1th percentile among SIC peers · 0/25
Employees90th percentile among SIC peers · 14/15
LiquidityCurrent ratio 0.11× · 2/20
Longevity3 years trading (max 15) · 3/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
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How is this score calculated?
Financial strength0/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity3/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the Company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. However, because not all future events or conditions can be predicted this statement is

Key FinancialsYear ending 30/04/2025

Turnover

£250k

Annual revenue

Net Worth

-£445k

Balance sheet strength

Cash

£1k

Cash in the bank

Profit Before Tax

-£200k

Bottom line earnings

Net Current Assets

-£445k

Working capital

Current Assets

£54k

Current Liabilities

£499k

Fixed Assets

£1

Debtors

£53k

Gross Profit

£250k

Admin Expenses

£435k

Operating Profit

-£185k

Profit After Tax

-£200k

5avg. employees+1

People Costs

Wages & salaries£299k
NI contributions£38k

Balance Sheet

Assets less current liabilities-£445k
Prepared with Caseware UK (AP4) 2024.0.164

EstimatesDerived

YearCurrent RatioImplied Profit
20250.11-£200k
20240.04

Derived from filed accounts. Not audited figures.