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First Select Financial Solutions Ltd

15097263

active
Private Limited Company
england wales
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
0/30
Financial
40/40
Risk
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)

Details

74 DICKENSON ROAD, MANCHESTER, M14 5HF
Incorporated 25/08/2023

Compliance

Last accounts

31/07/2025

unaudited abridged

Next accounts due

30/04/2027

On track

Confirmation statement

Last: 23/05/2025

Due 06/06/2026

Overdue

Industry

64999
Other financial service activities
66220
Activities of insurance agents and brokers

Officers

Mr Scott Lee Clay

secretary · Since 25/08/2023

Mr Scott Clay

secretary · Since 25/08/2023

Also on 1 other board

Mrs Claire Clay

director · Since 25/08/2023

DIRECTOR

BRITISH · UNITED KINGDOM · Age 43

Also on 1 other board

Mr Scott Clay

director · Since 25/08/2023

DIRECTOR

BRITISH · UNITED KINGDOM · Age 44

Also on 1 other board

Persons with Significant Control

Mrs Claire Louise Clay

25–50% shares
25–50% votes
Appoint directors

British · United Kingdom · Age 43

74, Dickenson Road, Manchester, M14 5HF

Notified 25/08/2023

Mr Scott Lee Clay

25–50% shares
25–50% votes
Appoint directors

British · United Kingdom · Age 44

74, Dickenson Road, Manchester, M14 5HF

Notified 25/08/2023

Mrs Claire Clay

25–50% shares
25–50% votes
Appoint directors

British · United Kingdom · Age 43

74, Dickenson Road, Manchester, M14 5HF

Notified 25/08/2023

Mr Scott Clay

25–50% shares
25–50% votes
Appoint directors

British · United Kingdom · Age 44

74, Dickenson Road, Manchester, M14 5HF

Notified 25/08/2023

CompanyRankvs 23537+ SIC 64999 peers
22

Financial strength6th percentile among SIC peers · 2/25
Employees0th percentile among SIC peers · 0/15
LiquidityCurrent ratio 0.07× · 2/20
Longevity3 years trading (max 15) · 3/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength2/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees0/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity3/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/07/2025

Net Worth

-£20k

Balance sheet strength

Cash

£2k

Cash in the bank

Net Current Assets

-£25k

Working capital

Current Assets

£2k

Current Liabilities

£27k

Fixed Assets

£5k

Balance Sheet

Assets less current liabilities-£20k
Signed by Mr Scott Clay 15 May 2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.07-£15k
20240.30

Derived from filed accounts. Not audited figures.