Back to search

Credit Change Ltd

15183855

active
Private Limited Company
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

3 MELTON ROAD, LEICESTER, LE4 6PN
Incorporated 03/10/2023

Compliance

Last accounts

31/12/2024

micro entity

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 26/03/2026

Due 09/04/2027

On track

Industry

64999
Other financial service activities

Officers

Mr Reejith Kariyadan

director · Since 03/10/2023

DIRECTOR

BRITISH · ENGLAND · Age 50

Also on 2 other boards

Mr Ritesh Lahoti

director · Since 26/03/2025

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 43

Also on 2 other boards

Mr Anil Kumar Singh

director · Since 26/03/2025

COMPANY DIRECTOR

INDIAN · ENGLAND · Age 49

Also on 2 other boards

Persons with Significant Control

Mr Reejith Kariyadan

50–75% shares
50–75% votes

British · England · Age 50

3, Melton Road, Leicester, LE4 6PN

Notified 03/10/2023

Former PSCs

Mr Chandeep Sagri

Ceased 29/03/2024

CompanyRankvs 6187+ SIC 64999 peers
68

Financial strength73th percentile among SIC peers · 18/25
Employees80th percentile among SIC peers · 12/15
LiquidityCurrent ratio 4.23× · 20/20
Longevity3 years trading (max 15) · 3/15
Filing complianceAll filings up to date · 15/15
Show leaderboard
1Atlanta Trust Limited
90
2Bishopsgate Corporate Finance Limited
90
3M.W. Beer & Co. Limited
90
4Mirabaud Asset Management Limited
90
5Chelsea Financial Services Plc
90
6Gee & Watson Wealth Management Limited
90
7Mileshield Commercial Funding Limited
90
8Yfm Private Equity Limited
90
9Dentons Pension Management Limited
90
10South West Investment Group Limited
90
6187Credit Change Ltd
67
How is this score calculated?
Financial strength18/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity3/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£56k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£332k

Working capital

Current Assets

£389k

Current Liabilities

£92k

Fixed Assets

£3k

3avg. employees

Balance Sheet

Assets less current liabilities£335k
Prepared with Companies House

EstimatesDerived

YearCurrent Ratio
20244.23

Derived from filed accounts. Not audited figures.