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Smartpay Finance Ltd

15425334

active
ltd
england wales
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
0/30
Financial
40/40
Risk
  • Negative net worth (-10)

Details

Office 403, Screenworks 22 Highbury Grove, London, N5 2ER
Incorporated 18/01/2024

Previously known as

Paymentup Ltd · until 04/11/2025

Compliance

Last accounts

31/01/2025

total exemption full

Next accounts due

31/10/2026

On track

Confirmation statement

Last: 17/01/2026

Due 31/01/2027

On track

Industry

82990
Other business support service activities

Officers

Mr Tuncay Ceyhan

director · Since 18/01/2024

COMPANY DIRECTOR

TURKISH · ENGLAND · Age 40

Also on 3 other boards

Tuncay Ceyhan

director · Since 18/01/2024

Turkish · England · Age 40

Persons with Significant Control

Mr Tuncay Ceyhan

75–100% shares
75–100% votes
Appoint directors

Turkish · England · Age 40

Office 403, Screenworks, 22 Highbury Grove, London, N5 2ER

Notified 18/01/2024

Change History

officer appointed → CEYHAN, Tuncay
2026-06-25
status → active
2026-06-25

Active

type → ltd
2026-06-25

Private Limited Company

address line1 → Office 403, Screenworks 22 Highbury Grove
2026-06-25

32 GRANGE AVENUE

post town → London
2026-06-25

WOODFORD GREEN

postcode → N5 2ER
2026-06-25

IG8 9JT

CompanyRankvs 155892+ SIC 82990 peers
27

Financial strength16th percentile among SIC peers · 4/25
Employees40th percentile among SIC peers · 6/15
LiquidityNo balance sheet data · 0/20
Longevity2 years trading (max 15) · 2/15
Filing complianceAll filings up to date · 15/15
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155892Smartpay Finance Ltd
27
How is this score calculated?
Financial strength4/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees6/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity0/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity2/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/01/2025

Net Worth

-£1k

Balance sheet strength

Cash

£2

Cash in the bank

Net Current Assets

-£1k

Working capital

Current Assets

—

Current Liabilities

£1k

1avg. employees
Prepared with VT Final Accounts