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Stellar Financial Planning Ltd

15551397

active
ltd
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

34 Penallta Road, Ystrad Mynach, CF82 7AN
Incorporated 09/03/2024

Previously known as

Luna Financial Ltd · until 24/06/2024

Compliance

Last accounts

31/03/2025

total exemption full

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 08/03/2026

Due 22/03/2027

On track

Industry

64999
Other financial service activities

Officers

John Richard Charles Howson

director · Since 09/03/2024

British · England · Age 63

Helen Louise Roberts

director · Since 09/03/2024

British · United Kingdom · Age 47

Persons with Significant Control

Mrs Helen Louise Roberts

25–50% shares
25–50% votes

British · United Kingdom · Age 47

30, Herons Way, Caerphilly, CF83 1SW

Notified 09/03/2024

Mr John Richard Charles Howson

25–50% shares
25–50% votes

British · England · Age 63

34, Penallta Road, Ystrad Mynach, CF82 7AN

Notified 09/03/2024

Change History

statusactive
2026-06-05

Active

typeltd
2026-06-05

Private Limited Company

address line134 Penallta Road
2026-06-05

34 PENALLTA ROAD

post townYstrad Mynach
2026-06-05

YSTRAD MYNACH

officer appointedHOWSON, John Richard Charles
2026-06-05
officer appointedROBERTS, Helen Louise
2026-06-05

CompanyRankvs 13924+ SIC 64999 peers
46

Financial strength27th percentile among SIC peers · 7/25
Employees16th percentile among SIC peers · 2/15
LiquidityCurrent ratio 2.2× · 20/20
Longevity2 years trading (max 15) · 2/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength7/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity2/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£20

Balance sheet strength

Cash

£11k

Cash in the bank

Net Current Assets

£9k

Working capital

Current Assets

£16k

Current Liabilities

£7k

Debtors

£5k

0avg. employees
Prepared with CCH Software

EstimatesDerived

YearCurrent Ratio
20252.20

Derived from filed accounts. Not audited figures.