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Mc Vehicle Finance Limited

15579584

active
Private Limited Company
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
0/30
Financial
40/40
Risk
  • Negative net worth (-10)
  • Going concern doubt noted in accounts (-10)

Details

HOWSONS, WINTON HOUSE, STOKE-ON-TRENT, ST4 2RW
Incorporated 20/03/2024

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Mrs Claire Kelsall

director · Since 20/03/2024

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 51

Mrs Melanie White

director · Since 20/03/2024

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 45

Persons with Significant Control

Mrs Melanie White

25–50% shares
25–50% votes
Appoint directors

British · United Kingdom · Age 45

Howsons, Winton House, Stoke Road, Stoke-On-Trent, ST4 2RW

Notified 20/03/2024

Mrs Claire Kelsall

25–50% shares
25–50% votes
Appoint directors

British · United Kingdom · Age 51

1, Coracle Grove, Knypersley, ST8 7XH

Notified 20/03/2024

CompanyRankvs 15915+ SIC 64999 peers
30

Financial strength3th percentile among SIC peers · 1/25
Employees64th percentile among SIC peers · 10/15
LiquidityCurrent ratio 1.35× · 12/20
Longevity2 years trading (max 15) · 2/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
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How is this score calculated?
Financial strength1/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees10/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity2/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

of the Company’s underlying operational performance. Following an impact assessment, management has concluded that this exceptional item does not affect the Company’s ability to continue as a going concern. 4 Staff numbers The average number of persons employed by the company (including directors) during the period, was 2 . 5 Debtors 2025 £ Trade debtors 19,933 Prepayments 5,090 25,023 6 C

Key FinancialsYear ending 31/03/2025

Net Worth

-£65k

Balance sheet strength

Cash

£38k

Cash in the bank

Net Current Assets

Working capital

Current Assets

£63k

Current Liabilities

£46k

Debtors

£25k

2avg. employees

Balance Sheet

Assets less current liabilities£16k
Signed by 15579584 2024-03-20 2025-03-31 15579584 2025-03-31 15579584 core:RetainedEarningsAccumulatedLosses 2025-03-31 15579584 cPrepared with Digita Accounts Production Advanced

EstimatesDerived

YearCurrent Ratio
20251.35

Derived from filed accounts. Not audited figures.