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Pensionpay Limited

15682711

active
Private Limited Company
Companies House
Health Score
75 / 100

Some Concerns

25/30
Filing
10/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)

Details

CHANCERY HOUSE, LONDON, WC2A 1QS
Incorporated 26/04/2024

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Ms. Robin Elizabeth Saunders

director · Since 10/09/2024

DIRECTOR

AMERICAN · ENGLAND · Age 64

Mr Philip Rory Murphy

director · Since 17/07/2025

IRISH · ENGLAND · Age 71

Mr James Alexander Watt

director · Since 29/12/2025

AUSTRALIAN · UNITED ARAB EMIRATES · Age 49

Persons with Significant Control

Mr James Alexander Watt

25–50% shares
25–50% votes

Australian · United Arab Emirates · Age 49

Chancery House, Chancery Lane, London, WC2A 1QS

Notified 04/09/2024

Former PSCs

Lee Cullinane

Ceased 08/07/2024

Xenfin Capital Ltd

Ceased 02/09/2024

Arda Trade Ag

Ceased 05/09/2024

CompanyRankvs 3616+ SIC 64999 peers
74

Financial strength96th percentile among SIC peers · 24/25
Employees86th percentile among SIC peers · 13/15
LiquidityCurrent ratio 24.37× · 20/20
Longevity2 years trading (max 15) · 2/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees13/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity2/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£1.8M

Balance sheet strength

Cash

£348k

Cash in the bank

Net Current Assets

£1.5M

Working capital

Current Assets

£1.5M

Current Liabilities

£63k

Fixed Assets

£297k

Debtors

£1.2M

4avg. employees

Balance Sheet

Intangible assets£290k
Prepared with Taxfiler

EstimatesDerived

YearCurrent Ratio
202424.37

Derived from filed accounts. Not audited figures.