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Snm Finance Ltd

15814934

active
ltd
england wales
Companies House
Health Score
76 / 100

Some Concerns

30/30
Filing
10/30
Financial
36/40
Risk
  • Current liabilities exceed current assets (-10)
  • 2 outstanding charges (-4)

Details

223 St. Albans Road, Watford, WD24 5BH
Incorporated 02/07/2024

Compliance

Last accounts

31/12/2025

unaudited abridged

Next accounts due

30/09/2027

On track

Confirmation statement

Last: 29/10/2025

Due 12/11/2026

On track

Industry

64999
Other financial service activities
68100
Buying and selling of own real estate

Officers

Mr Malitha Piyankara Herath Herath Pathirathnahalage

director · Since 02/07/2024

ACCOUNTANT

BRITISH · UNITED KINGDOM · Age 49

Also on 9 other boards

Mr Sumith Jayasingha

director · Since 02/07/2024

ACCOUNTANT

BRITISH · UNITED KINGDOM · Age 43

Also on 6 other boards

Mr Dawood Hassan

director · Since 27/06/2025

FINANCIAL ADVISER

BRITISH · UNITED KINGDOM · Age 39

Also on 4 other boards

Malitha Piyankara Herath Herath Pathirathnahalage

director · Since 02/07/2024

British · United Kingdom · Age 49

Sumith Jayasingha

director · Since 02/07/2024

British · United Kingdom · Age 43

Dawood Hassan

director · Since 27/06/2025

British · United Kingdom · Age 39

Persons with Significant Control

Mr Malitha Piyankara Herath Herath Pathirathnahalage

25–50% shares
ownership-of-shares-25-to-50-percent-as-firm
25–50% votes

British · United Kingdom · Age 49

10, Wiggenhall Road, Watford, WD18 0AL

Notified 02/07/2024

Mr Sumith Jayasingha

25–50% shares
ownership-of-shares-25-to-50-percent-as-firm
25–50% votes

British · United Kingdom · Age 43

19, Leavesden Road, Watford, WD24 5EB

Notified 02/07/2024

Mr Dawood Hassan

25–50% shares
ownership-of-shares-25-to-50-percent-as-firm
25–50% votes

British · United Kingdom · Age 39

123, Arnison Avenue, High Wycombe, HP13 6BH

Notified 28/07/2025

Charges2 outstanding

Charge
outstanding

IH INVESTMENTS LIMITED

Created 15/10/2025Registered 05/11/2025
Charge
outstanding

IH INVESTMENTS LIMITED

Created 23/10/2025Registered 04/11/2025

Change History

statusactive
2026-06-13

Active

typeltd
2026-06-13

Private Limited Company

address line1223 St. Albans Road
2026-06-13

223 ST. ALBANS ROAD

post townWatford
2026-06-13

WATFORD

officer appointedHASSAN, Dawood
2026-06-13
officer appointedHERATH PATHIRATHNAHALAGE, Malitha Piyankara Herath
2026-06-13
officer appointedJAYASINGHA, Sumith
2026-06-13

CompanyRankvs 7313+ SIC 64999 peers
55

Financial strength64th percentile among SIC peers · 16/25
Employees80th percentile among SIC peers · 12/15
LiquidityCurrent ratio 29.11× · 20/20
Longevity2 years trading (max 15) · 2/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength16/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity2/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2025

Net Worth

£22k

Balance sheet strength

Cash

£692k

Cash in the bank

Net Current Assets

£1.4M

Working capital

Current Assets

£1.5M

Current Liabilities

£51k

Debtors

£781k

3avg. employees

Balance Sheet

Assets less current liabilities£1.4M
Prepared with Capium Accounts Production

EstimatesDerived

YearCurrent Ratio
202529.11

Derived from filed accounts. Not audited figures.