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Pamela Ann Smarter Change Limited

15843221

active
Private Limited Company
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
0/30
Financial
40/40
Risk
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)

Details

46 ERNEST ROAD CARLTON NOTTINGHAM ERNEST ROAD, NOTTINGHAM, NG4 1PY
Incorporated 17/07/2024

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

86900
Other human health activities

Officers

Ms Pamela Ann Windle

director · Since 17/07/2024

CONSULTANT WOMEN HEALTH AND COACH

BRITISH · UNITED KINGDOM · Age 60

Persons with Significant Control

Ms Pamela Ann Windle

75–100% shares
75–100% votes
Appoint directors

British · United Kingdom · Age 60

46 Ernest Road Carlton Nottingham, Ernest Road, Nottingham, NG4 1PY

Notified 17/07/2024

CompanyRankvs 68389+ SIC 86900 peers
31

Financial strength11th percentile among SIC peers · 3/25
Employees36th percentile among SIC peers · 5/15
LiquidityCurrent ratio 0.6× · 6/20
Longevity2 years trading (max 15) · 2/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength3/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees5/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity2/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/07/2025

Net Worth

-£3k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

-£569

Working capital

Current Assets

£2k

Current Liabilities

£3k

1avg. employees

Balance Sheet

Assets less current liabilities-£569
Signed by Mrs P Windle 08/04/2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent Ratio
20250.60

Derived from filed accounts. Not audited figures.