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Journey Financial Planning Ltd

15917392

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

LEGACY HOUSE 407 PRESTON ROAD, CHORLEY, PR6 7JA
Incorporated 27/08/2024

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Mr Brendon James Utley

director · Since 27/08/2024

DIRECTOR

BRITISH · ENGLAND · Age 57

Also on 2 other boards

Mr Nathan James Utley

director · Since 18/02/2025

DIRECTOR

BRITISH · ENGLAND · Age 31

Persons with Significant Control

Mr Brendon James Utley

75–100% shares
75–100% votes
Appoint directors

British · England · Age 57

Legacy House, 407 Preston Road, Chorley, PR6 7JA

Notified 27/08/2024

Former PSCs

Mr Mark John Chester

Ceased 23/01/2025

CompanyRankvs 4312+ SIC 64999 peers
73

Financial strength86th percentile among SIC peers · 22/25
Employees95th percentile among SIC peers · 14/15
LiquidityCurrent ratio 3.98× · 20/20
Longevity2 years trading (max 15) · 2/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity2/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/04/2025

Net Worth

£237k

Balance sheet strength

Cash

£102k

Cash in the bank

Net Current Assets

£200k

Working capital

Current Assets

£267k

Current Liabilities

£67k

Fixed Assets

£41k

Debtors

£164k

9avg. employees

Tax at Year End

Corp tax£54k

Balance Sheet

Intangible assets£5k
Assets less current liabilities£241k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent Ratio
20253.98

Derived from filed accounts. Not audited figures.