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Lucky Mortgages Limited

15926454

active
Private Limited Company
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Going concern doubt noted in accounts (-10)

Details

33 DELEVAL CRESCENT, NEWCASTLE UPON TYNE, NE27 0FA
Incorporated 30/08/2024

Compliance

Last accounts

31/03/2025

dormant

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 29/08/2025

Due 12/09/2026

On track

Industry

64999
Other financial service activities
66190
Other activities auxiliary to financial services
66220
Activities of insurance agents and brokers

Officers

Mrs Yuanyuan Richardson

director · Since 30/08/2024

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 43

Also on 1 other board

Persons with Significant Control

Mrs Yuanyuan Richardson

75–100% shares
75–100% votes
Appoint directors

British · United Kingdom · Age 43

33, Deleval Crescent, Newcastle Upon Tyne, NE27 0FA

Notified 30/08/2024

CompanyRankvs 15222+ SIC 64999 peers
32

Financial strength14th percentile among SIC peers · 4/25
Employees63th percentile among SIC peers · 9/15
LiquidityCurrent ratio 1× · 12/20
Longevity2 years trading (max 15) · 2/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
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15222Lucky Mortgages Limited
42
How is this score calculated?
Financial strength4/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees9/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity2/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

the UK and Republic of Ireland” including the provisions of Section 1A “Small Entities” and the Companies Act 2006. The financial statements have been prepared under the historic cost convention. Going concern In preparing these financial statements, the director has assessed whether there are any material uncertainties related to events or conditions that cast significant doubt upon the company’s

Key FinancialsYear ending 31/03/2026

Net Worth

£1

Balance sheet strength

Cash

£10k

Cash in the bank

Net Current Assets

£1

Working capital

Current Assets

£10k

Current Liabilities

£10k

2avg. employees
Signed by Mrs Y Richardson,Prepared with IRIS Elements Accounts Production

EstimatesDerived

YearCurrent Ratio
20261.00

Derived from filed accounts. Not audited figures.