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Talk Financial Group Ltd

16108769

active
ltd
england wales
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

2 Adelaide Street, St. Albans, AL3 5BH
Incorporated 29/11/2024

Compliance

Next accounts due

29/08/2026

On track

Confirmation statement

Last: 28/11/2025

Due 12/12/2026

On track

Industry

64999
Other financial service activities

Officers

Daniel Gary Ainsworth

director · Since 29/11/2024

British · England · Age 40

Nicholas George Kamintzis

director · Since 29/11/2024

British · United Kingdom · Age 40

Persons with Significant Control

Mr Daniel Gary Ainsworth

25–50% shares
25–50% votes

British · England · Age 40

2, Adelaide Street, St. Albans, AL3 5BH

Notified 29/11/2024

Mr Nicholas George Kamintzis

25–50% shares
25–50% votes

British · United Kingdom · Age 40

2, Adelaide Street, St. Albans, AL3 5BH

Notified 29/11/2024

Change History

statusactive
2026-06-11

Active

typeltd
2026-06-11

Private Limited Company

address line12 Adelaide Street
2026-06-11

2 ADELAIDE STREET

post townSt. Albans
2026-06-11

ST. ALBANS

CompanyRankvs 10166+ SIC 64999 peers
57

Financial strength64th percentile among SIC peers · 16/25
Employees80th percentile among SIC peers · 12/15
LiquidityCurrent ratio 1.4× · 12/20
Longevity2 years trading (max 15) · 2/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength16/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity2/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2026

Net Worth

£22k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£19k

Working capital

Current Assets

£67k

Current Liabilities

£48k

Fixed Assets

£13k

3avg. employees

Balance Sheet

Assets less current liabilities£32k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent Ratio
20261.40

Derived from filed accounts. Not audited figures.