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Insurance Experts Limited

00732594

active
Private Limited Company
england wales
Companies House
Health Score
83 / 100

Healthy

25/30
Filing
20/30
Financial
38/40
Risk
  • No accounts filed in last 18 months (-5)
  • 1 outstanding charge (-2)

Details

SUMMIT HOUSE, LONDON, NW3 6BP
Incorporated 15/08/1962

Compliance

Last accounts

30/09/2024

total exemption full

Next accounts due

30/06/2026

On track

Confirmation statement

Last: 24/02/2026

Due 10/03/2027

On track

Industry

66220
Activities of insurance agents and brokers

Officers

Mr John Fergus

director · Since 01/10/2004

INSURANCE BROKER

BRITISH · UNITED KINGDOM · Age 71

Also on 9 other boards

Theresa Ann Fergus

secretary · Since 05/01/2005

BRITISH · Age 71

Also on 1 other board

Mr Roy Jack Victor Musk

director · Since 01/10/2014

INSURANCE BROKER

BRITISH · UNITED KINGDOM · Age 74

Also on 1 other board

Persons with Significant Control

General Portfolio Ltd

50–75% shares
50–75% votes

First Floor, 68-72 Springfield Road, Chelmsford, CM2 6JY

Reg: 05123940 · Companies House · Private Limited Company

Notified 06/04/2016

Charges1 outstanding

Charge
outstanding

CLYDESDALE BANK PLC (TRADING AS BOTH CLYDESDALE AND YORKSHIRE BANK)

Created 21/10/2015Registered 23/10/2015
charge
satisfied

BARCLAYS BANK PLC

Created 11/04/2008Registered 19/04/2008Satisfied 12/08/2009
charge
satisfied

LLOYDS BANK LTD

Created 10/10/1978Registered 11/10/1978Satisfied 12/08/2009
charge
satisfied

LLOYDS BANK LTD

Created 10/11/1976Registered 15/11/1976Satisfied 12/08/2009

CompanyRankvs 821+ SIC 66220 peers
66

Financial strength81th percentile among SIC peers · 20/25
Employees94th percentile among SIC peers · 14/15
LiquidityCurrent ratio 1.05× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength20/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/09/2024

Net Worth

£132k

Balance sheet strength

Cash

£241k

Cash in the bank

Net Current Assets

£44k

Working capital

Current Assets

£987k

Current Liabilities

£943k

Fixed Assets

£95k

Debtors

£746k

14avg. employees

Balance Sheet

Intangible assets£76k
Assets less current liabilities£139k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20241.05+£33k
20231.11+£4k
20221.16-£12k
20211.22+£3k
20201.14+£659
20191.19

Derived from filed accounts. Not audited figures.