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Holgate Insurance Brokers Ltd

00945042

active
Private Limited Company
england wales
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

31 STATION LANE, HORNCHURCH, RM12 6JL
Incorporated 31/12/1968

Compliance

Last accounts

31/12/2025

micro entity

Next accounts due

30/09/2027

On track

Confirmation statement

Last: 20/06/2025

Due 04/07/2026

On track

Industry

64922
64922
65120
Non-life insurance

Officers

Mrs Karen Mary Watts

director · Since 01/01/2012

INSURANCE BROKER

BRITISH · ENGLAND · Age 68

Also on 1 other board

Mrs Alexandra Sillett

director · Since 07/11/2019

ACCOUNTS MANAGER

BRITISH · ENGLAND · Age 32

Also on 1 other board

Persons with Significant Control

Mr Stephen John Rex Watts

Significant control

British · England · Age 71

31, Station Lane, Hornchurch, RM12 6JL

Notified 06/04/2016

Mrs Karen Mary Watts

25–50% shares
25–50% votes
Appoint directors

British · England · Age 68

31, Station Lane, Hornchurch, RM12 6JL

Notified 01/01/2020

Mrs Alexandra Sillett

25–50% shares
25–50% votes

British · England · Age 32

31, Station Lane, Hornchurch, RM12 6JL

Notified 19/07/2025

Charges1 outstanding

Charge
outstanding

BARCLAYS BANK PLC

Created 22/12/2016Registered 09/01/2017

CompanyRankvs 146+ SIC 64922 peers
70

Financial strength92th percentile among SIC peers · 23/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 1.09× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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146Holgate Insurance Brokers Ltd
80
How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2025

Net Worth

£140k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£84k

Working capital

Current Assets

£1.0M

Current Liabilities

£949k

Fixed Assets

£56k

12avg. employees+2

Balance Sheet

Assets less current liabilities£140k
Prepared with v2026.17.1 micro_entity_frs_105_v1_1_3 filing

EstimatesDerived

YearCurrent RatioImplied Profit
20251.09+£9k
20241.10+£42k
20231.05+£25k
20221.04+£24k
20211.04-£30k
20201.08-£5k
20191.11+£5k
20181.22-£8k
20171.62—

Derived from filed accounts. Not audited figures.