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Fairweather Insurance Services Limited

01089241

active
Private Limited Company
england wales
Companies House
Health Score
66 / 100

Some Concerns

30/30
Filing
0/30
Financial
36/40
Risk
  • Current liabilities exceed current assets (-10)
  • Going concern doubt noted in accounts (-10)
  • 2 outstanding charges (-4)

Details

CHALFONT HALL, CHALFONT ST PETER, SL9 0NP
Incorporated 01/01/1973

Compliance

Last accounts

31/12/2025

total exemption full

Next accounts due

30/09/2027

On track

Confirmation statement

Last: 17/04/2026

Due 01/05/2027

On track

Industry

66220
Activities of insurance agents and brokers

Officers

Mr John Samuel Upton

director · Since 14/07/1995

INSURANCE BROKER

BRITISH · UNITED KINGDOM · Age 60

Also on 4 other boards

Mr John Samuel Upton

secretary · Since 31/03/1999

INSURANCE BROKER

BRITISH · UNITED KINGDOM · Age 60

Also on 4 other boards

Mr Jon Richard Senior

director · Since 01/02/2007

INSURANCE BROKER

BRITISH · UNITED KINGDOM · Age 48

Mr Kevin Mark Fell

director · Since 31/12/2025

BRITISH · ENGLAND · Age 50

Also on 3 other boards

Mrs Kirsty Jill Fell

director · Since 31/12/2025

BRITISH · ENGLAND · Age 44

Also on 4 other boards

Persons with Significant Control

We Held On 3 Ltd

75–100% shares

Chalfont Hall, Gravel Hill, Gerrards Cross, SL9 0NP

Reg: 16269958 · Register Of Companies · Limited Company

Notified 28/02/2025

Former PSCs

Mr John Samuel Upton

Ceased 30/06/2016

We'Re Holding On Limited

Ceased 28/02/2025

Charges2 outstanding

charge
outstanding

ORCHARD FUNDING LIMITED

Created 24/09/2010Registered 25/09/2010
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 23/10/2006Registered 28/10/2006
charge
satisfied

BARCLAYS BANK PLC

Created 09/10/2001Registered 23/10/2001Satisfied 19/06/2025

CompanyRankvs 1461+ SIC 66220 peers
49

Financial strength86th percentile among SIC peers · 22/25
Employees98th percentile among SIC peers · 15/15
LiquidityCurrent ratio 0.47× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
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How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

the UK and Republic of Ireland” including the provisions of Section 1A “Small Entities” and the Companies Act 2006. The financial statements have been prepared under the historic cost convention. Going concern In preparing these financial statements, the directors have assessed whether there are any material uncertainties related to events or conditions that cast significant doubt upon the company

Key FinancialsYear ending 31/12/2025

Net Worth

£231k

Balance sheet strength

Cash

£2k

Cash in the bank

Net Current Assets

-£22k

Working capital

Current Assets

£20k

Current Liabilities

£42k

Fixed Assets

£254k

Debtors

£18k

25avg. employees

Tax at Year End

Corp tax£54

Balance Sheet

Intangible assets£84k
Assets less current liabilities£231k
Signed by Mr J UPTON,Prepared with IRIS Elements Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.47+£0
20250.47-£388k
20245.11+£33k
20231.12

Derived from filed accounts. Not audited figures.