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Cotson Reddish & Company (Insurance Brokers) Limited

01184957

active
Private Limited Company
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

THE OLD BANK, SHIPLEY, BD18 4NR
Incorporated 24/09/1974

Compliance

Last accounts

31/07/2025

total exemption full

Next accounts due

30/04/2027

On track

Confirmation statement

Last: 15/01/2026

Due 29/01/2027

On track

Industry

66220
Activities of insurance agents and brokers

Officers

Mr Derek Cotson

secretary · Since 27/01/1992

ENGLISH · UNITED KINGDOM · Age 84

Also on 5 other boards

Mr Derek Cotson

director · Since 27/01/1992

INSURANCE BROKER

ENGLISH · UNITED KINGDOM · Age 84

Also on 5 other boards

Mrs Sandra Cotson

director · Since 27/01/1992

SECRETARY/ADMINISTRATOR

ENGLISH · UNITED KINGDOM · Age 84

Mr Andrew Cotson

director · Since 28/05/1994

INSURANCE BROKER

BRITISH · ENGLAND · Age 57

Also on 1 other board

Persons with Significant Control

Mr Andrew Cotson

75–100% shares

British · England · Age 57

The Old Bank, Shipley, BD18 4NR

Notified 19/08/2021

Former PSCs

Mrs Sandra Cotson

Ceased 19/08/2021

Mr Derek Cotson

Ceased 19/08/2021

Charges0 outstanding

charge
satisfied

LLOYDS BANK PLC

Created 18/10/1996Registered 30/10/1996Satisfied 18/05/2021

CompanyRankvs 894+ SIC 66220 peers
79

Financial strength88th percentile among SIC peers · 22/25
Employees71th percentile among SIC peers · 11/15
LiquidityCurrent ratio 1.77× · 16/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees11/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/07/2025

Net Worth

£279k

Balance sheet strength

Cash

£87k

Cash in the bank

Net Current Assets

£48k

Working capital

Current Assets

£106k

Current Liabilities

£60k

Fixed Assets

£231k

Debtors

£7k

3avg. employees

Balance Sheet

Assets less current liabilities£279k

EstimatesDerived

YearCurrent RatioImplied Profit
20251.77+£0
20251.77+£12k
20241.60+£22k
20231.10+£22k
20221.20-£16k
20210.51-£1k
20200.98+£8k
20190.57+£7k
20180.91

Derived from filed accounts. Not audited figures.