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Cosyhome Insulation Limited

01263014

active
Private Limited Company
england wales
Companies House
Health Score
76 / 100

Some Concerns

30/30
Filing
10/30
Financial
36/40
Risk
  • Current liabilities exceed current assets (-10)
  • 2 outstanding charges (-4)

Details

INSULATION HOUSE, DONCASTER, DN5 9AG
Incorporated 15/06/1976

Compliance

Last accounts

30/06/2025

total exemption full

Next accounts due

31/03/2027

On track

Confirmation statement

Last: 31/10/2025

Due 14/11/2026

On track

Industry

43290
Other construction installation

Officers

Shirley Jean Phillips

secretary · Since 31/10/1991

BRITISH

Anthony Francis Phillips

director · Since 31/10/1991

QUANTITY SURVEYOR

BRITISH · UNITED KINGDOM · Age 82

Also on 1 other board

Mr Nicholas Paul Phillips

director · Since 31/10/1991

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 55

Also on 1 other board

Persons with Significant Control

Mr Nicholas Paul Phillips

75–100% shares
75–100% votes

British · England · Age 55

Insulation House, Doncaster, DN5 9AG

Notified 06/04/2016

Charges2 outstanding

Charge
outstanding

HSBC BANK PLC

Created 09/11/2016Registered 10/11/2016
Charge
outstanding

HSBC BANK PLC

Created 12/10/2016Registered 13/10/2016
charge
satisfied

MIDLAND BANK PLC

Created 01/02/1993Registered 08/02/1993Satisfied 04/07/2016
charge
satisfied

MIDLAND BANK PLC

Created 19/01/1993Registered 21/01/1993Satisfied 04/07/2016

CompanyRankvs 146+ SIC 43290 peers
79

Financial strength97th percentile among SIC peers · 24/25
Employees97th percentile among SIC peers · 15/15
LiquidityCurrent ratio 2.59× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/06/2025

Net Worth

£798k

Balance sheet strength

Cash

£493k

Cash in the bank

Net Current Assets

£674k

Working capital

Current Assets

£1.1M

Current Liabilities

£425k

Fixed Assets

£142k

Debtors

£577k

16avg. employees

Tax at Year End(2024)

Dividends paid£14k

Balance Sheet

Assets less current liabilities£816k
Signed by Mr Nicholas Phillips 17/03/2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20252.59+£8k
20243.39+£13k
20232.57+£81k
20222.46-£43k
20212.61+£18k
20203.05-£6k
20192.32+£14k
20182.54

Derived from filed accounts. Not audited figures.