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Colin Hardy & Co. Limited

01273245

active
Private Limited Company
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

85 QUEEN STREET, DEVON, EX4 3RP
Incorporated 16/08/1976

Compliance

Last accounts

31/01/2025

total exemption full

Next accounts due

31/10/2026

On track

Confirmation statement

Last: 14/11/2025

Due 28/11/2026

On track

Industry

66220
Activities of insurance agents and brokers

Officers

Mr Colin Michael Hardy

director · Since 01/02/1992

INSURANCE BROKER

BRITISH · ENGLAND · Age 91

Also on 2 other boards

Lynda Palmieri

secretary · Since 11/06/1996

BRITISH · Age 82

Also on 1 other board

Persons with Significant Control

Mr Colin Michael Hardy

75–100% shares
75–100% votes
Appoint directors

British · United Kingdom · Age 91

85 Queen Street, Devon, EX4 3RP

Notified 02/11/2016

CompanyRankvs 1276+ SIC 66220 peers
71

Financial strength50th percentile among SIC peers · 13/25
Employees55th percentile among SIC peers · 8/15
LiquidityCurrent ratio 59.24× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength13/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees8/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/01/2025

Net Worth

£6k

Balance sheet strength

Cash

£257k

Cash in the bank

Net Current Assets

£270k

Working capital

Current Assets

£275k

Current Liabilities

£5k

Fixed Assets

£2k

Debtors

£18k

2avg. employees

Balance Sheet

Assets less current liabilities£272k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
202559.24+£0
202456.41+£0
20234.17+£0
20222.86+£0
20213.51+£0
20202.06+£0
20192.22

Derived from filed accounts. Not audited figures.