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Ruddy Joinery Limited

01352763

active
ltd
england wales
Companies House
Health Score
75 / 100

Some Concerns

25/30
Filing
10/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)
  • Loss before tax (-10)
  • Going concern doubt noted in accounts (-10)

Details

Enterprise Way, Flitwick, Bedfordshire, MK45 5BS
Incorporated 13/02/1978

Compliance

Last accounts

31/12/2025

full

Next accounts due

30/09/2027

On track

Confirmation statement

Last: 16/12/2025

Due 30/12/2026

On track

Industry

43290
Other construction installation
43320
Joinery installation
43390
Other building completion and finishing

Officers

Mr Patrick Joseph Ruddy

director · Since 03/05/1991

COMPANY DIRECTOR

IRISH · UNITED KINGDOM · Age 87

Also on 11 other boards

Mrs Eileen Catherine Ruddy

director · Since 03/05/1991

SECRETARY

IRISH · UNITED KINGDOM · Age 87

Also on 7 other boards

Mr Alan Joseph Ruddy Bsc Hons

director · Since 20/04/2006

SURVEYOR

BRITISH · UNITED KINGDOM · Age 52

Also on 4 other boards

Mr Lee Myles Ruddy Ba Hons Fcma

director · Since 01/01/2007

CHARTERED MANAGEMENT ACCOUNTANT

BRITISH · UNITED KINGDOM · Age 50

Also on 11 other boards

Michael Mc Gilloway

director · Since 10/05/2013

COMMERICAL MANAGER

IRISH · ENGLAND · Age 63

Patrick Joseph Ruddy

director

Irish · United Kingdom · Age 87

Eileen Catherine Ruddy

director

Irish · United Kingdom · Age 87

Alan Joseph Ruddy

director · Since 20/04/2006

British · United Kingdom · Age 52

Lee Myles Ruddy

director · Since 01/01/2007

British · United Kingdom · Age 50

Michael Mc Gilloway

director · Since 10/05/2013

Irish · England · Age 63

Former

Jamieson Stewart Houlihan

director · Resigned 29/07/1992

John Frederick Butler

director · Resigned 30/05/2001

John Edward Hailstone

director · Resigned 17/10/2003

Kathleen Teresa Kilcoyne

secretary · Resigned 22/12/2006

Robert Campbell Thompson

director · Resigned 27/05/2008

Brian John Drane

director · Resigned 31/03/2016

Persons with Significant Control

Mr Patrick Joseph Ruddy

voting-rights-75-to-100-percent-as-trust

Irish · United Kingdom · Age 87

Enterprise Way, Flitwick, Bedfordshire, MK45 5BS

Notified 01/03/2021

Mrs Eileen Catherine Ruddy

voting-rights-75-to-100-percent-as-trust

Irish · United Kingdom · Age 87

Enterprise Way, Flitwick, Bedfordshire, MK45 5BS

Notified 01/03/2021

Mr Alan Joseph Ruddy

voting-rights-75-to-100-percent-as-trust

British · United Kingdom · Age 52

Enterprise Way, Flitwick, Bedfordshire, MK45 5BS

Notified 11/12/2024

Mr Shane Anthony Ruddy

voting-rights-75-to-100-percent-as-trust

British · United Kingdom · Age 53

Enterprise Way, Flitwick, Bedfordshire, MK45 5BS

Notified 11/12/2024

Former PSCs

Mr Patrick Joseph Ruddy

Ceased 01/03/2021

Charges0 outstanding

charge
satisfied

HERACLES LIMITED

Created 07/12/2012Registered 18/12/2012Satisfied 01/07/2024
charge
satisfied

AVIVA ABERGEL ORR AND MOOKIE ORR (AS TRUSTEES OF THE ROBOVISION LIMITED EXECUTIVE RETIREMENT BE

Created 25/09/2009Registered 02/10/2009Satisfied 01/07/2024
charge
satisfied

AIB GROUP (UK) P.L.C.

Created 05/04/2002Registered 17/04/2002Satisfied 01/07/2024
charge
satisfied

AIB GROUP (UK) P.L.C.

Created 18/01/2002Registered 31/01/2002Satisfied 01/07/2024
charge
satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF IRELAND

Created 04/02/1994Registered 09/02/1994Satisfied 01/07/2024

Change History

statusactive
2026-07-20

Active

typeltd
2026-07-20

Private Limited Company

address line1Enterprise Way
2026-07-20

ENTERPRISE WAY

post townBedfordshire
2026-07-20

BEDFORDSHIRE

CompanyRankvs 985+ SIC 43290 peers
76

Financial strength100th percentile among SIC peers · 25/25
Employees100th percentile among SIC peers · 15/15
LiquidityCurrent ratio 1.58× · 16/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

provide a rewarding and challenging career that retains the best people throughout their working life. Page 3 RUDDY JOINERY LIMITED STRATEGIC REPORT (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2024 Going concern The Board of Directors is required to consider the company’s ability to continue as a going concern over a period of at least 12 months from the date of approval of these financial state

Key FinancialsYear ending 31/12/2024

Turnover

£63.4M

Annual revenue

Net Worth

£10.1M

Balance sheet strength

Cash

£7.0M

Cash in the bank

Profit Before Tax

-£15.6M

Bottom line earnings

Net Current Assets

£10.9M

Working capital

Current Assets

£29.6M

Current Liabilities

£18.7M

Fixed Assets

£610k

Debtors

£22.4M

Cost of Sales

£53.2M

Gross Profit

£10.3M

Admin Expenses

£4.5M

Operating Profit

£5.8M

Profit After Tax

-£16.4M

159avg. employees

Tax at Year End

Corp tax£529k
Dividends paid-£60k

People Costs

Wages & salaries£7.6M
NI contributions£876k

Balance Sheet

Assets less current liabilities£11.5M
Prepared with Caseware UK (AP4) 2024.0.164

EstimatesDerived

YearCurrent RatioImplied Profit
20241.58+£10.1M
20232.59

Derived from filed accounts. Not audited figures.