Back to search

State Credit & Investment Limited

01416311

active
ltd
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

United House, North Road, Islington, N7 9DP
Incorporated 21/02/1979

Compliance

Last accounts

31/03/2025

small

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 03/02/2026

Due 17/02/2027

On track

Industry

64921
64921
64922
64922

Officers

Brian George Howe

director · Since 14/06/1995

British · England · Age 78

Nicholas Dark

secretary · Since 01/12/2022

Former

Brian George Howe

secretary · Resigned 27/10/2020

Peter Charles Catterill

director · Resigned 27/11/2020

Peter Charles Catterill

secretary · Resigned 30/06/2022

Persons with Significant Control

Mr Brian George Howe

25–50% shares

British · England · Age 78

United House, Islington, N7 9DP

Notified 06/04/2016

Former PSCs

Mr Peter Charles Catterill

Ceased 01/04/2025

Charges0 outstanding

Charge
satisfied

SHAWBROOK BANK LTD

Created 24/02/2021Registered 04/03/2021Satisfied 17/10/2024
Charge
satisfied

SHAWBROOK BANK LTD

Created 27/09/2019Registered 28/09/2019Satisfied 17/10/2024
charge
satisfied

LLOYDS TSB BANK PLC

Created 03/07/2008Registered 12/07/2008Satisfied 05/03/2021
charge
satisfied

LLOYDS BANK PLC

Created 12/09/1995Registered 18/09/1995Satisfied 05/03/2021

Change History

statusactive
2026-06-10

Active

typeltd
2026-06-10

Private Limited Company

address line1United House
2026-06-10

UNITED HOUSE

post townIslington
2026-06-10

ISLINGTON

CompanyRankvs 93+ SIC 64921 peers
75

Financial strength92th percentile among SIC peers · 23/25
Employees69th percentile among SIC peers · 10/15
LiquidityCurrent ratio 1.46× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Show leaderboard
How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees10/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2026

Net Worth

£4.2M

Balance sheet strength

Cash

£2.1M

Cash in the bank

Net Current Assets

£4.1M

Working capital

Current Assets

£13.0M

Current Liabilities

£8.9M

Fixed Assets

£83k

Debtors

£10.8M

2avg. employees-1

Balance Sheet

Assets less current liabilities£4.2M
Signed by B G Howe 9 June 2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20261.46+£167k
20231.39

Derived from filed accounts. Not audited figures.