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Handf Finance Limited

01489012

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

23 MELFORD DRIVE, MAIDSTONE, ME16 0UN
Incorporated 02/04/1980

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64922
64922

Officers

Mrs Carol Anne Court

director · Since 31/12/1990

DIRECTOR

ENGLISH · ENGLAND · Age 81

Also on 5 other boards

Mr Kenneth James Court

director · Since 31/12/1990

DIRECTOR

ENGLISH · ENGLAND · Age 81

Also on 7 other boards

Mr Benjamin Court

secretary · Since 03/04/2017

Also on 2 other boards

Mr Benjamin Court

director · Since 12/05/2022

DIRECTOR

BRITISH · UNITED KINGDOM · Age 50

Also on 2 other boards

Persons with Significant Control

Mr Kenneth James Court

25–50% shares

English · England · Age 81

23, Melford Drive, Maidstone, ME16 0UN

Notified 06/04/2016

Mrs Carol Anne Court

25–50% shares

English · England · Age 81

23, Melford Drive, Maidstone, ME16 0UN

Notified 06/04/2016

Charges0 outstanding

Charge
satisfied

BANJAMIN COURT KENNETH JAMES COURT CAROL ANNE COURT AND XAFINITY PENSION TRUSTEES LIMITED AS TR

Created 08/01/2019Registered 14/01/2019Satisfied 05/06/2025
Charge
satisfied

HANDF FINANCE LIMITED PENSION TRUST

Created 13/11/2018Registered 13/11/2018Satisfied 26/03/2019
Charge
satisfied

TRUSTEES OF HANDF FINANCE LIMITED PENSION TRUST

Created 22/05/2013Registered 22/05/2013Satisfied 27/06/2017
charge
satisfied

KENNETH JAMES COURT AND CAROL ANNE COURT AND LEGAL AND GENERAL ASSURANCE SOCIETY LIMITED AS TRU

Created 27/03/2009Registered 07/04/2009Satisfied 09/11/2015
charge
satisfied

BARCLAYS BANK PLC

Created 05/08/1999Registered 24/08/1999Satisfied 09/11/2015
charge
satisfied

BARCLAYS BANK PLC

Created 15/07/1999Registered 23/07/1999Satisfied 09/11/2015
charge
satisfied

CLYDESDALE BANK PLC

Created 25/07/1997Registered 01/08/1997Satisfied 09/11/2015
charge
satisfied

ALAN M ROSIN, GAVIN LE CHAT, SUNIL P SHEATH, YOGESH K PATEL AND THE REMAINING PARTNERS FOR THET

Created 07/06/1993Registered 11/06/1993Satisfied 09/11/2015
charge
satisfied

BARCLAYS BANK PLC

Created 18/11/1992Registered 07/12/1992Satisfied 09/11/2015
charge
satisfied

BARCLAYS BANK PLC

Created 06/12/1990Registered 21/12/1990Satisfied 09/11/2015
charge
satisfied

ALGAL ACCEPTANCES

Created 16/05/1987Registered 01/06/1987Satisfied 09/11/2015

CompanyRankvs 237+ SIC 64922 peers
77

Financial strength99th percentile among SIC peers · 25/25
Employees11th percentile among SIC peers · 2/15
LiquidityCurrent ratio 2.5× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 28/02/2025

Net Worth

£22.9M

Balance sheet strength

Cash

£2.0M

Cash in the bank

Net Current Assets

£25.2M

Working capital

Current Assets

£42.0M

Current Liabilities

£16.8M

Debtors

£6.6M

0avg. employees-4

Tax at Year End

Corp tax£0
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20252.50+£22.9M
20242.06+£0
20231.83

Derived from filed accounts. Not audited figures.