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Howard Wright Ltd

01541630

active
Private Limited Company
england wales
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

COPPICE HOUSE, TELFORD, TF7 4NA
Incorporated 27/01/1981

Compliance

Last accounts

31/12/2024

unaudited abridged

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 07/06/2025

Due 21/06/2026

On track

Industry

65110
Life insurance

Officers

Mrs Joanne Sarah Richards

secretary · Since 31/08/2006

FINANCIAL ADVISOR

BRITISH · ENGLAND · Age 56

Also on 13 other boards

Mrs Joanne Sarah Richards

director · Since 31/08/2006

FINANCIAL ADVISOR

BRITISH · ENGLAND · Age 56

Also on 13 other boards

Mr Michael Thomas Richards

director · Since 31/08/2006

FINANCIAL ADVISOR

BRITISH · UNITED KINGDOM · Age 61

Also on 3 other boards

Mrs Natalie Everson

director · Since 21/01/2016

DIRECTOR

BRITISH · ENGLAND · Age 45

Mr Gareth Robinson

director · Since 21/01/2016

DIRECTOR

BRITISH · ENGLAND · Age 44

Mr Ashley Smith

director · Since 02/12/2020

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 39

Persons with Significant Control

M & J Richards Holdings Limited

75–100% shares
75–100% votes

Coppice House, Halesfield 7, Telford, TF7 4NA

Reg: 05803394 · Companies House · Limited Company

Notified 07/09/2019

Former PSCs

Mr Micheal Richards

Ceased 07/09/2019

Mrs Joanna Richards

Ceased 07/09/2019

Charges0 outstanding

Charge
satisfied

HSBC BANK PLC

Created 29/03/2016Registered 31/03/2016Satisfied 28/02/2020
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 28/07/2009Registered 31/07/2009Satisfied 06/09/2016
charge
satisfied

AIB GROUP (UK) PLC

Created 29/12/2008Registered 30/12/2008Satisfied 10/10/2009

CompanyRankvs 492+ SIC 65110 peers
68

Financial strength85th percentile among SIC peers · 21/25
Employees8th percentile among SIC peers · 1/15
LiquidityCurrent ratio 1.55× · 16/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength21/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees1/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£199k

Balance sheet strength

Cash

£498k

Cash in the bank

Net Current Assets

£183k

Working capital

Current Assets

£514k

Current Liabilities

£331k

Fixed Assets

£17k

Debtors

£16k

-16avg. employees+1

Tax at Year End(2021)

Dividends paid£585k
Prepared with v2025.21.1 limited_company_frs_102_section_1a_v1_1_2 companies_house

EstimatesDerived

YearCurrent RatioImplied Profit
20241.55-£23k
20231.85-£95k
20222.33-£88k
20212.39+£158k
20201.67-£167k
20192.04+£22k
20181.65

Derived from filed accounts. Not audited figures.