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Cummins Civil Engineering Limited

01947071

active
Private Limited Company
england wales
Companies House
Health Score
75 / 100

Some Concerns

25/30
Filing
20/30
Financial
30/40
Risk
  • No accounts filed in last 18 months (-5)
  • 10 outstanding charges (-10)

Details

FIRST FLOOR, MERCHANT EXCHANGE, MACCLESFIELD, SK11 6JX
Incorporated 13/09/1985

Compliance

Last accounts

28/09/2024

total exemption full

Next accounts due

28/06/2026

On track

Confirmation statement

Last: 12/05/2025

Due 26/05/2026

On track

Industry

42210
Construction of utility projects for fluids
42220
Construction of utility projects for electricity and telecommunications
42910
Construction of water projects
42990
Construction of other civil engineering projects

Officers

Mr Terence Patrick Cummins

director · Since 21/01/1991

BUILDER

BRITISH · UNITED KINGDOM · Age 61

Also on 2 other boards

Mrs Philomena Southcott

director · Since 22/07/2021

FINANCE DIRECTOR

BRITISH · ENGLAND · Age 55

Persons with Significant Control

Saltersley Hall Developments Limited

75–100% shares
75–100% votes
Appoint directors

Merchant Exchange, Waters Green, Macclesfield, SK11 6JX

Reg: 14749091 · Companies House · Company

Notified 12/05/2023

Former PSCs

Mr Terence Patrick Cummins

Ceased 12/05/2023

Charges10 outstanding

Charge
outstanding

CHARLES STREET COMMERCIAL INVESTMENTS LIMITED

Created 22/06/2023Registered 04/07/2023
Charge
outstanding

CHARLES STREET COMMERCIAL INVESTMENTS LIMITED

Created 09/01/2020Registered 14/01/2020
Charge
outstanding

TOGETHER COMMERCIAL FINANCE LIMITED

Created 19/12/2018Registered 28/12/2018
Charge
outstanding

TOGETHER COMMERCIAL FINANCE LIMITED

Created 19/12/2018Registered 28/12/2018
Charge
outstanding

TOGETHER COMMERCIAL FINANCE LIMITED

Created 19/12/2018Registered 28/12/2018
Charge
satisfied

BIBBY FINANCIAL SERVICES LIMITED (AS SECURITY TRUSTEE)

Created 12/09/2018Registered 12/09/2018Satisfied 21/02/2023
Charge
outstanding

CHARLES STREET COMMERCIAL INVESTMENTS LIMITED

Created 03/08/2018Registered 09/08/2018
Charge
outstanding

CHARLES STREET COMMERCIAL INVESTMENTS LIMITED

Created 03/08/2018Registered 09/08/2018
charge
outstanding

AIB GROUP (UK) PLC

Created 28/05/1999Registered 11/06/1999
charge
outstanding

AIB GROUP (UK) PLC

Created 25/03/1999Registered 30/03/1999
charge
outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 20/10/1998Registered 04/11/1998

CompanyRankvs 86+ SIC 42210 peers
68

Financial strength88th percentile among SIC peers · 22/25
Employees90th percentile among SIC peers · 14/15
LiquidityCurrent ratio 1.44× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 28/09/2024

Net Worth

£692k

Balance sheet strength

Cash

£682k

Cash in the bank

Net Current Assets

£507k

Working capital

Current Assets

£1.7M

Current Liabilities

£1.1M

Fixed Assets

£1.4M

Debtors

£972k

13avg. employees-2

Balance Sheet

Assets less current liabilities£1.9M
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20241.44+£258k
20231.24-£127k
20221.21+£43k
20211.29+£148k
20201.04+£76k
20190.91+£34k
20180.74

Derived from filed accounts. Not audited figures.