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Westminco Limited

02054378

active
Private Limited Company
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk

No risk factors detected.

Details

13-19 DERBY ROAD, NOTTINGHAM, NG1 5AA
Incorporated 11/09/1986

Compliance

Last accounts

31/03/2025

total exemption full

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 08/04/2026

Due 22/04/2027

On track

Industry

65110
Life insurance

Officers

Mr David William Kelly

director · Since 28/11/2025

BRITISH · ENGLAND · Age 47

Also on 37 other boards

Persons with Significant Control

Wren Sterling Financial Planning Limited

75–100% shares
75–100% votes
Appoint directors

13-19, Derby Road, Nottingham, NG1 5AA

Reg: 09157918 · Companies House Of England And Wales · Private Limited Company

Notified 28/11/2025

Former PSCs

Mr Stephen James Evans

Ceased 28/11/2025

Charges0 outstanding

Charge
satisfied

VERTUS CAPITAL SPV1 LIMITED (THE LENDER) (AS DEFINED IN THE INSTRUMENT EVIDENCING THE CHARGE AC

Created 11/08/2023Registered 17/08/2023Satisfied 10/12/2025
Charge
satisfied

VERTUS CAPITAL SPV1 LIMITED (10294991)

Created 15/12/2017Registered 15/12/2017Satisfied 10/12/2025
Charge
satisfied

BARCLAYS BANK PLC

Created 13/11/2014Registered 17/11/2014Satisfied 10/05/2019
charge
satisfied

DAVENHAM TRADE FINANCE LIMITED

Created 27/02/2007Registered 09/03/2007Satisfied 14/10/2014
charge
satisfied

DAVENHAM TRADE FINANCE LIMITED

Created 27/02/2007Registered 02/03/2007Satisfied 14/10/2014
charge
satisfied

BARCLAYS BANK PLC

Created 16/11/2002Registered 21/11/2002Satisfied 25/06/2008
charge
satisfied

BARCLAYS BANK PLC

Created 22/11/1988Registered 07/12/1988Satisfied 25/06/2008

CompanyRankvs 941+ SIC 65110 peers
45

Financial strength55th percentile among SIC peers · 14/25
Employees9th percentile among SIC peers · 1/15
LiquidityNo balance sheet data · 0/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength14/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees1/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity0/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£13k

Balance sheet strength

Cash

£91k

Cash in the bank

Net Current Assets

-£5.6M

Working capital

Current Assets

Current Liabilities

£5.7M

Fixed Assets

£10.6M

0avg. employees-3

Tax at Year End

Corp tax£0

Balance Sheet

Intangible assets£8.4M
Assets less current liabilities£5.0M
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
2025+£0
20240.01+£3k
20230.04+£0
20220.04+£0
20210.17+£0
20200.21+£0
20190.11+£0
20170.13

Derived from filed accounts. Not audited figures.