Pen Finance Limited
02100819
Healthy
- No accounts filed in last 18 months (-5)
- 1 outstanding charge (-2)
Details
Compliance
Last accounts
31/12/2024
micro entity
Next accounts due
30/09/2026
Confirmation statement
Last: 31/08/2025
Due 14/09/2026
Industry
Officers
director · Since 31/08/1991
DIRECTOR
BRITISH · UNITED KINGDOM · Age 62
Also on 4 other boards
director · Since 31/08/1991
DIRECTOR
BRITISH · ENGLAND · Age 59
Also on 1 other board
director · Since 31/08/1991
CHARTERED ACCOUNTANT
BRITISH · UNITED KINGDOM · Age 89
Also on 5 other boards
director · Since 31/08/1991
DIRECTOR
BRITISH · UNITED KINGDOM · Age 56
Also on 1 other board
Former
director · Resigned 01/08/2011
director · Resigned 15/07/2012
director · Resigned 04/02/2025
director · Resigned 04/02/2025
secretary · Resigned 31/12/2025
Persons with Significant Control
Mr Brian Jaye
British · United Kingdom · Age 89
14, Kelsey Gate, Beckenham, BR3 6LP
Notified 30/06/2016
Charges1 outstanding
LLOYDS BANK PLC
Change History
Active
Private Limited Company
14 KELSEY GATE
BECKENHAM
CompanyRankvs 60+ SIC 64921 peers68
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How is this score calculated?
Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.
Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.
Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.
One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.
Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.
Risk deductions
Outstanding charges: -10 pts
Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.
Key FinancialsYear ending 31/12/2024
Net Worth
£203k
Balance sheet strength
Cash
—
Cash in the bank
Net Current Assets
£202k
Working capital
Current Assets
£351k
Current Liabilities
£148k
Fixed Assets
£886
Balance Sheet
EstimatesDerived
| Year | Current Ratio | Implied Profit |
|---|---|---|
| 2024 | 2.36 | +£25k |
| 2023 | 1.78 | — |
Derived from filed accounts. Not audited figures.