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Rowlands & Hames Insurance Brokers Limited

02195983

active
Private Limited Company
england wales
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

CHILTERN HOUSE, BLACKPOOL, FY2 0FP
Incorporated 19/11/1987

Compliance

Last accounts

31/12/2025

total exemption full

Next accounts due

30/09/2027

On track

Confirmation statement

Last: 21/05/2026

Due 04/06/2027

On track

Industry

66220
Activities of insurance agents and brokers

Officers

Mr Andrew Farnworth

director · Since 01/10/1992

INSURANCE BROKER

BRITISH · ENGLAND · Age 63

Also on 19 other boards

Mr John Anthony Isles

director · Since 04/05/2004

DIRECTOR

BRITISH · ENGLAND · Age 56

Also on 3 other boards

Mr Andrew Farnworth

secretary · Since 11/06/2004

BRITISH · ENGLAND · Age 63

Also on 19 other boards

Mr Paul Willis

director · Since 28/07/2022

DIRECTOR

BRITISH · ENGLAND · Age 44

Persons with Significant Control

Rowlands And Hames 2019 Limited

75–100% shares
75–100% votes

Chiltern House, 181 Bristol Avenue, Blackpool, FY2 0FP

Reg: 12178096 · England And Wales · Limited Company

Notified 23/11/2021

Former PSCs

Rowlands And Hames Holdings Limited

Ceased 23/11/2021

Charges1 outstanding

charge
outstanding

HSBC BANK PLC

Created 11/02/2011Registered 16/02/2011

CompanyRankvs 408+ SIC 66220 peers
75

Financial strength96th percentile among SIC peers · 24/25
Employees97th percentile among SIC peers · 15/15
LiquidityCurrent ratio 1.85× · 16/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2025

Net Worth

£1.0M

Balance sheet strength

Cash

£894k

Cash in the bank

Net Current Assets

£775k

Working capital

Current Assets

£1.7M

Current Liabilities

£914k

Fixed Assets

£243k

Debtors

£796k

21avg. employees

Tax at Year End

Corp tax£93k

Balance Sheet

Intangible assets£214k
Assets less current liabilities£1.0M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20251.85+£0
20251.85-£38k
20241.78+£29k
20231.62+£303k
20221.97+£126k
20211.87+£188k
20201.77+£4k
20191.53+£219k
20181.24

Derived from filed accounts. Not audited figures.