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Covertriumph Limited

02197802

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

83 HIGH STREET, ESSEX, CM9 5EP
Incorporated 24/11/1987

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

65110
Life insurance

Officers

Mr. Gary Pipe

director · Since 10/04/1991

INSURANCE CONSULTANTS

BRITISH · UNITED KINGDOM · Age 59

Also on 2 other boards

Mr. Roy Pipe

director · Since 10/04/1991

INSURANCE CONSULTANTS

BRITISH · UNITED KINGDOM · Age 86

Also on 1 other board

Mrs. Stella Shires

director · Since 30/09/2004

INSURANCE CONSULTANT

BRITISH · UNITED KINGDOM · Age 55

Also on 1 other board

Mr Paul Mark Shires

director · Since 06/09/2023

MANAGER

BRITISH · ENGLAND · Age 53

Persons with Significant Control

Mrs. Stella Shires

25–50% shares
25–50% votes
Appoint directors

British · United Kingdom · Age 55

83 High Street, Essex, CM9 5EP

Notified 08/12/2025

Mr. Gary Pipe

25–50% shares
25–50% votes
Appoint directors

British · United Kingdom · Age 59

Star House, 72 Wantz Road, Maldon, CM9 5DE

Notified 08/12/2025

Former PSCs

Mrs. Merle Pipe

Ceased 08/12/2025

Mr. Roy Pipe

Ceased 08/12/2025

CompanyRankvs 65+ SIC 65110 peers
86

Financial strength90th percentile among SIC peers · 23/25
Employees88th percentile among SIC peers · 13/15
LiquidityCurrent ratio 9.43× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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65Covertriumph Limited
86
How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees13/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2025

Net Worth

£337k

Balance sheet strength

Cash

£333k

Cash in the bank

Net Current Assets

£331k

Working capital

Current Assets

£370k

Current Liabilities

£39k

Fixed Assets

£6k

Debtors

£37k

7avg. employees+1

Tax at Year End

Corp tax£15k

Director Loans

Company owes directors£20k

Balance Sheet

Assets less current liabilities£337k
Prepared with Sage Accounts Production Advanced 2023 - FRS102_2023

EstimatesDerived

YearCurrent RatioImplied Profit
20259.43-£35k
20246.16+£14k
20236.20-£5k
20226.32+£39k
20217.40+£11k
20206.29+£29k
20194.40+£28k
20185.99—

Derived from filed accounts. Not audited figures.