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A.D.S. Insurance Brokers Limited

02261242

active
Private Limited Company
england wales
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

47 BUTT ROAD, COLCHESTER, CO3 3BZ
Incorporated 23/05/1988

Compliance

Last accounts

30/09/2025

total exemption full

Next accounts due

30/06/2027

On track

Confirmation statement

Last: 17/11/2025

Due 01/12/2026

On track

Industry

66220
Activities of insurance agents and brokers

Officers

Mr Daryl Kenneth Fisk

director · Since 30/03/2012

INSURANCE BROKER

BRITISH · UNITED KINGDOM · Age 63

Rosalind Wilson

director · Since 01/04/2017

DIRECTOR

BRITISH · UNITED KINGDOM · Age 66

Persons with Significant Control

Glover & Howe Ltd

ownership-of-shares-75-to-100-percent-as-firm
voting-rights-75-to-100-percent-as-firm

47 Butt Road, Colchester, CO3 3BZ

Reg: 02261824 · United Kingdom · Limited

Notified 01/11/2016

Charges0 outstanding

charge
satisfied

BARCLAYS BANK PLC

Created 24/04/1995Registered 03/05/1995Satisfied 07/04/2012
charge
satisfied

ROYSCOT TRUST PLC

Created 15/07/1993Registered 19/07/1993Satisfied 06/04/1996
charge
satisfied

TSB ENGLAND & WALES PLC

Created 10/06/1988Registered 23/06/1988Satisfied 09/06/1995

CompanyRankvs 2202+ SIC 66220 peers
62

Financial strength39th percentile among SIC peers · 10/25
Employees12th percentile among SIC peers · 2/15
LiquidityCurrent ratio 2.34× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength10/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/09/2025

Net Worth

£1k

Balance sheet strength

Cash

£685k

Cash in the bank

Net Current Assets

£454k

Working capital

Current Assets

£791k

Current Liabilities

£338k

Fixed Assets

£3k

Debtors

£106k

0avg. employees-7

Tax at Year End

Corp tax£45k

Balance Sheet

Assets less current liabilities£456k
Prepared with CCH Software

EstimatesDerived

YearCurrent Ratio
20252.34
20243.12
20232.58
20222.88
20213.05

Derived from filed accounts. Not audited figures.