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Sfs Group Limited

02418802

active
Private Limited Company
england wales
Companies House
Health Score
71 / 100

Some Concerns

25/30
Filing
10/30
Financial
36/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)
  • 2 outstanding charges (-4)

Details

ONE CREECHURCH PLACE, LONDON, EC3A 5AF
Incorporated 31/08/1989

Compliance

Last accounts

30/09/2024

audit exemption subsidiary

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 01/03/2026

Due 15/03/2027

On track

Industry

66220
Activities of insurance agents and brokers

Officers

Mr Warren Paul Dickson

director · Since 27/03/2024

DIRECTOR

BRITISH · ENGLAND · Age 54

Also on 13 other boards

Mr Jonathan Paul Cumpstey

director · Since 06/06/2024

CHIEF COMPLIANCE OFFICER

BRITISH · UNITED KINGDOM · Age 64

Also on 6 other boards

Mr Michael Raymond Millar

director · Since 02/08/2024

ACCOUNTANT

BRITISH · UNITED KINGDOM · Age 38

Also on 23 other boards

Persons with Significant Control

Howden Uk&I Holdings Limited

75–100% shares
75–100% votes
Appoint directors

One Creechurch Place, London, EC3A 5AF

Reg: 12875660 · Companies House · Limited By Shares

Notified 10/07/2025

Former PSCs

Mr Angus K.B Cater

Ceased 10/03/2020

Schools Specialists Limited

Ceased 10/07/2025

Charges2 outstanding

Charge
outstanding

MORGAN STANLEY SENIOR FUNDING, INC

Created 13/06/2024Registered 18/06/2024
Charge
outstanding

MORGAN STANLEY SENIOR FUNDING, INC.

Created 30/09/2021Registered 12/10/2021
Charge
satisfied

WILMINGTON TRUST, NATIONAL ASSOCIATION

Created 01/10/2021Registered 07/10/2021Satisfied 24/12/2024
charge
satisfied

BARCLAYS BANK PLC

Created 28/01/2013Registered 02/02/2013Satisfied 03/09/2020
charge
satisfied

FIELD SYSTEMS DESIGNS HOLDINGS PLC

Created 01/11/2011Registered 10/11/2011Satisfied 02/12/2019
charge
satisfied

BARCLAYS BANK PLC

Created 06/12/1991Registered 13/12/1991Satisfied 24/03/2000

CompanyRankvs 21920+ SIC 66220 peers
62

Financial strength95th percentile among SIC peers · 24/25
Employees11th percentile among SIC peers · 2/15
LiquidityCurrent ratio 1.89× · 16/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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2192Sfs Group Limited
68
How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 28/02/2021

Net Worth

£783k

Balance sheet strength

Cash

£73k

Cash in the bank

Net Current Assets

£781k

Working capital

Current Assets

£1.7M

Current Liabilities

£875k

Fixed Assets

£12k

Debtors

£1.6M

0avg. employees-10

Tax at Year End

Corp tax£8k

Balance Sheet

Intangible assets£11k
Assets less current liabilities£793k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20211.89+£49k
20203.15—

Derived from filed accounts. Not audited figures.