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Ramsay Brown Financial Services Limited

02517602

active
Private Limited Company
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

RAMSAY HOUSE 18 VERA AVENUE, LONDON, N21 1RA
Incorporated 02/07/1990

Compliance

Last accounts

31/08/2025

total exemption full

Next accounts due

31/05/2027

On track

Confirmation statement

Last: 23/06/2026

Due 07/07/2027

On track

Industry

65110
Life insurance

Officers

Mr Stephen Caps

director · Since 28/10/1992

CHARTERED FINANCIAL PLANNER

BRITISH · ENGLAND · Age 67

Also on 2 other boards

Persons with Significant Control

Edison Rbfs Holdings Ltd

75–100% shares
75–100% votes

Handel House, High Street, Edgware, HA8 7DB

Reg: 14447757 · Companies House · Limited By Shares

Notified 26/11/2025

Former PSCs

Mr Stephen Caps

Ceased 26/11/2025

Mrs Marylou Caps

Ceased 26/11/2025

CompanyRankvs 65+ SIC 65110 peers
86

Financial strength87th percentile among SIC peers · 22/25
Employees90th percentile among SIC peers · 14/15
LiquidityCurrent ratio 3.69× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/08/2025

Net Worth

£242k

Balance sheet strength

Cash

£306k

Cash in the bank

Net Current Assets

£240k

Working capital

Current Assets

£329k

Current Liabilities

£89k

Fixed Assets

£2k

Debtors

£23k

8avg. employees

Balance Sheet

Intangible assets£0
Assets less current liabilities£242k
Prepared with Companies House

EstimatesDerived

YearCurrent RatioImplied Profit
20253.69+£2k
20243.67+£38k
20234.00

Derived from filed accounts. Not audited figures.