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C & M (Life & Pensions) Limited

02538959

active
Private Limited Company
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

1 GREY TOWERS DRIVE, MIDDLESBROUGH, TS7 0LS
Incorporated 12/09/1990

Compliance

Last accounts

04/07/2025

total exemption full

Next accounts due

04/04/2027

On track

Confirmation statement

Last: 04/09/2025

Due 18/09/2026

On track

Industry

66220
Activities of insurance agents and brokers

Officers

Mr Keith Tillotson

director · Since 05/06/1995

FINANCIAL ADVISER

BRITISH · ENGLAND · Age 72

Persons with Significant Control

Mr Keith Tillotson

50–75% shares

British · England · Age 72

1, Grey Towers Drive, Middlesbrough, TS7 0LS

Notified 06/04/2016

Mrs Christine Marie Tillotson

25–50% shares

British · England · Age 72

1, Grey Towers Drive, Middlesbrough, TS7 0LS

Notified 06/04/2016

CompanyRankvs 646+ SIC 66220 peers
78

Financial strength67th percentile among SIC peers · 17/25
Employees71th percentile among SIC peers · 11/15
LiquidityCurrent ratio 3.14× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength17/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees11/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 04/07/2025

Net Worth

£36k

Balance sheet strength

Cash

£218k

Cash in the bank

Net Current Assets

£150k

Working capital

Current Assets

£220k

Current Liabilities

£70k

Fixed Assets

£5k

Debtors

£1k

3avg. employees+1

Balance Sheet

Assets less current liabilities£154k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20253.14-£10k
20249.26-£15k
20239.95-£11k
20227.15-£8k
202110.17-£4k
20208.00-£13k
20198.06-£5k
2018+£34k

Derived from filed accounts. Not audited figures.