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Uninsured Loss Recovery Services Ltd

02776873

active
Private Limited Company
Companies House
Health Score
83 / 100

Healthy

25/30
Filing
20/30
Financial
38/40
Risk
  • No accounts filed in last 18 months (-5)
  • 1 outstanding charge (-2)

Details

C/O SEMPAR, OFFICE 2. 026 INNOVATION CENTRE 7, KEELE, ST5 5NU
Incorporated 04/01/1993

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66220
Activities of insurance agents and brokers

Officers

Sherron Smith

director · Since 01/10/1997

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 63

Persons with Significant Control

Mrs Sherron Smith

75–100% shares
75–100% votes

British · England · Age 63

C/O Sempar, Office 2. 026, Innovation Centre 7, Keele, ST5 5NU

Notified 01/10/2018

Former PSCs

Mr Anthony Gordon Dobson

Ceased 01/10/2018

Mr Anthony Paul William Moore

Ceased 01/10/2018

Charges1 outstanding

Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 29/10/2018Registered 31/10/2018
charge
satisfied

BARCLAYS BANK PLC

Created 30/10/1995Registered 02/11/1995Satisfied 11/02/2015

CompanyRankvs 2437+ SIC 66220 peers
50

Financial strength53th percentile among SIC peers · 13/25
Employees30th percentile among SIC peers · 5/15
LiquidityCurrent ratio 1.2× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength13/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees5/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/09/2024

Net Worth

£10k

Balance sheet strength

Cash

£11k

Cash in the bank

Net Current Assets

£9k

Working capital

Current Assets

£55k

Current Liabilities

£46k

Fixed Assets

£679

Debtors

£44k

1avg. employees

Tax at Year End

VAT£1k

Director Loans

Company owes directors£15k

Balance Sheet

Assets less current liabilities£10k
Signed by Mrs Sherron Smith 26 June 2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied ProfitEst. Revenue
20241.20+£13k£24k
20230.94-£17k£187k
20221.15-£21k£204k
20211.51-£20k£140k
20201.82-£4k£147k
20192.15-£5k£150k
20182.03£100k

Derived from filed accounts. Not audited figures.