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Clegg Gifford & Co Limited

02838391

active
Private Limited Company
england wales
Companies House
Health Score
71 / 100

Some Concerns

25/30
Filing
10/30
Financial
36/40
Risk
  • No accounts filed in last 18 months (-5)
  • Loss before tax (-10)
  • Going concern doubt noted in accounts (-10)
  • 2 outstanding charges (-4)

Details

128 MINORIES, LONDON, EC3N 1NT
Incorporated 22/07/1993

Compliance

Last accounts

31/12/2024

full

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 22/08/2025

Due 05/09/2026

On track

Industry

66220
Activities of insurance agents and brokers

Officers

Mr Christopher James Payne

secretary · Since 07/07/2023

Ms Emma Jane Rawlinson

director · Since 07/03/2025

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 45

Also on 35 other boards

Mr Feilim Mackle

director · Since 01/08/2025

DIRECTOR

IRISH · SCOTLAND · Age 58

Also on 21 other boards

Mr Tushar Surendra Patel

director · Since 01/08/2025

GROUP FINANCE DIRECTOR

BRITISH · ENGLAND · Age 53

Also on 29 other boards

Mrs Kartina Tahir Thomson

director · Since 18/09/2025

ACTUARY

BRITISH · UNITED KINGDOM · Age 50

Also on 16 other boards

Persons with Significant Control

Clegg Gifford Holdings Limited

75–100% shares

128, Minories, London, EC3N 1NT

Reg: 09265418 · Companies House · Limited Company

Notified 06/04/2016

Former PSCs

Mr Royston William Clegg

Ceased 06/04/2016

Charges2 outstanding

Charge
satisfied

INVESTEC BANK PLC

Created 22/12/2014Registered 24/12/2014Satisfied 17/08/2021
Charge
satisfied

SG HAMBROS BANK (CHANNEL ISLANDS) LIMITED

Created 29/10/2014Registered 10/11/2014Satisfied 08/12/2021
charge
satisfied

SVENSKA HANDELSBANKEN AB (PUBL)

Created 14/07/2011Registered 21/07/2011Satisfied 25/02/2015
charge
satisfied

SVENSKA HANDELSBANKEN AB (PUBL)

Created 14/07/2011Registered 21/07/2011Satisfied 25/02/2015
charge
satisfied

TRADEX INSURANCE COMPANY LIMITED

Created 20/04/2009Registered 23/04/2009Satisfied 19/09/2014
charge
outstanding

LLOYD'S (A STATUTORY CORPORATION)(AS TRUSTEE FOR THE CREDITORS FOR THE TIME BEING OF THE COMPAN

Created 03/10/1999Registered 22/10/1999
charge
outstanding

THE SOCIETY OF LLOYDS

Created 26/03/1997Registered 03/04/1997

CompanyRankvs 336+ SIC 66220 peers
62

Financial strength100th percentile among SIC peers · 25/25
Employees100th percentile among SIC peers · 15/15
LiquidityCurrent ratio 1.07× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to going concern are d

Key FinancialsYear ending 31/12/2021

Turnover

£13.7M

Annual revenue

Net Worth

£11.7M

Balance sheet strength

Cash

£2.8M

Cash in the bank

Profit Before Tax

-£727k

Bottom line earnings

Net Current Assets

£2.2M

Working capital

Current Assets

£32.4M

Current Liabilities

£30.3M

Fixed Assets

£9.9M

Debtors

£28.3M

Admin Expenses

£15.1M

Operating Profit

-£1.2M

Profit After Tax

-£858k

222avg. employees+2

Tax at Year End

Corp tax£7k

People Costs

Wages & salaries£7.4M
NI contributions£599k

Balance Sheet

Intangible assets£414k
Assets less current liabilities£12.1M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20211.07-£854k
20201.16+£987k
20191.28

Derived from filed accounts. Not audited figures.