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Ealc Ltd

02997837

active
Private Limited Company
Companies House
Health Score
68 / 100

Some Concerns

30/30
Filing
0/30
Financial
38/40
Risk
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

37B OAK STREET, FAKENHAM, NR21 9DX
Incorporated 02/12/1994

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66220
Activities of insurance agents and brokers

Officers

Ms Andrea Catherine La Pietra

secretary · Since 22/02/1995

COMPANY DIRECTOR

AMERICAN,BRITISH · ENGLAND · Age 62

Also on 12 other boards

Ms Andrea Catherine La Pietra

director · Since 22/02/1995

COMPANY DIRECTOR

AMERICAN,BRITISH · UNITED KINGDOM · Age 62

Also on 12 other boards

Persons with Significant Control

Earthrowl Associates Ltd

75–100% shares
75–100% votes
Appoint directors

87, Streatham High Road, London, SW16 1EZ

Reg: 03126970 · Companies House · Limited Company

Notified 06/04/2016

Former PSCs

Mr Keith John Earthrowl

Ceased 13/06/2024

Ms Andrea Catherine La Pietra

Ceased 16/04/2016

Earthrowl Associates Ltd

Ceased 06/04/2024

Charges1 outstanding

Charge
satisfied

JUST CASH FLOW PLC

Created 10/09/2018Registered 10/09/2018Satisfied 10/10/2019
charge
outstanding

MIDLAND BANK PLC

Created 11/03/1998Registered 13/03/1998

CompanyRankvs 4484+ SIC 66220 peers
28

Financial strength2th percentile among SIC peers · 1/25
Employees30th percentile among SIC peers · 5/15
LiquidityCurrent ratio 0.01× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength1/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees5/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2025

Net Worth

-£81k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

Working capital

Current Assets

£1k

Current Liabilities

£80k

1avg. employees

Balance Sheet

Assets less current liabilities-£79k
Signed by 02997837 2025-01-01 2025-12-31 02997837 2025-12-31 02997837 core:CurrentFinancialInstruments core:WithinOneYear 2025-12-Prepared with Digita Accounts Production Advanced

EstimatesDerived

YearCurrent RatioImplied Profit
20250.01+£0
20250.01+£232
20240.02-£530k
20236.65-£3k
20226.56-£3k
20215.74+£17k
2020-£8k
2019+£3k
20182.86

Derived from filed accounts. Not audited figures.