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Cowley & Son Limited

03040292

active
Private Limited Company
england wales
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
10/30
Financial
30/40
Risk
  • Current liabilities exceed current assets (-10)
  • 5 outstanding charges (-10)

Details

TRIANGLE HOUSE, CIRENCESTER, GL7 1ES
Incorporated 31/03/1995

Compliance

Last accounts

31/08/2025

total exemption full

Next accounts due

31/05/2027

On track

Confirmation statement

Last: 02/06/2026

Due 16/06/2027

On track

Industry

96030
Funeral and related activities

Officers

Mr Nigel Peter Keen

director · Since 31/03/1995

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 74

Also on 23 other boards

Robert Langford Henry Orford

director · Since 31/03/1995

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 76

Also on 6 other boards

Mr Nigel Peter Keen

secretary · Since 12/01/1996

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 74

Also on 23 other boards

Mrs Elizabeth Anne Keen

director · Since 12/01/1996

OCCUPATIONAL THERAPIST

BRITISH · ENGLAND · Age 74

Also on 5 other boards

Mrs Christine Patricia Orford

director · Since 12/01/1996

COMPANY SECRETARY

BRITISH · ENGLAND · Age 75

Also on 2 other boards

Ms Susana Pilar Valero Secret

director · Since 09/05/2025

FUNERAL DIRECTOR

SPANISH · ENGLAND · Age 49

Persons with Significant Control

Mr Nigel Peter Keen

Significant control

British · England · Age 74

Triangle House, Cirencester, GL7 1ES

Notified 01/09/2016

Charges5 outstanding

charge
outstanding

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 26/01/1999Registered 28/01/1999
charge
outstanding

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 09/09/1997Registered 26/09/1997
charge
outstanding

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 09/09/1997Registered 26/09/1997
charge
outstanding

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 31/05/1995Registered 08/06/1995
charge
outstanding

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 11/05/1995Registered 13/05/1995

CompanyRankvs 706+ SIC 96030 peers
60

Financial strength80th percentile among SIC peers · 20/25
Employees95th percentile among SIC peers · 14/15
LiquidityCurrent ratio 0.91× · 6/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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706Cowley & Son Limited
66
How is this score calculated?
Financial strength20/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/08/2025

Net Worth

£280k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

-£37k

Working capital

Current Assets

£361k

Current Liabilities

£399k

Fixed Assets

£897k

Debtors

£359k

18avg. employees

Tax at Year End(2023)

Corp tax£111k

Balance Sheet

Intangible assets£65k
Assets less current liabilities£859k
Signed by Nigel Keen 18 May 2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.91+£40k
20240.69-£102k
20231.00—

Derived from filed accounts. Not audited figures.