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Pall Mall Financial Independence Limited

03283424

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

43 OXFORD DRIVE, SE1 2FB
Incorporated 25/11/1996

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66220
Activities of insurance agents and brokers

Officers

Mr Justin Bharucha

secretary · Since 25/11/1996

FINACIAL ADVISER

BRITISH · ENGLAND · Age 57

Also on 11 other boards

Mr Justin Bharucha

director · Since 25/11/1996

FINACIAL ADVISER

BRITISH · ENGLAND · Age 57

Also on 11 other boards

Mr Mark Delahunty

director · Since 25/11/1996

FINANCIAL ADVISER

BRITISH · ENGLAND · Age 61

Stephen James White

director · Since 25/11/1996

FINANCIAL ADVISER

BRITISH · UNITED KINGDOM · Age 62

Also on 2 other boards

Persons with Significant Control

Mr Justin Bharucha

25–50% shares
25–50% votes
Appoint directors

British · England · Age 57

43 Oxford Drive, SE1 2FB

Notified 06/04/2016

Mr Stephen James White

25–50% shares
25–50% votes
Appoint directors

British · England · Age 62

43 Oxford Drive, SE1 2FB

Notified 06/04/2016

Mr Mark Delahunty

25–50% shares
25–50% votes
Appoint directors

British · England · Age 61

43 Oxford Drive, SE1 2FB

Notified 06/04/2016

CompanyRankvs 982+ SIC 66220 peers
74

Financial strength81th percentile among SIC peers · 20/25
Employees78th percentile among SIC peers · 12/15
LiquidityCurrent ratio 1.38× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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982Pall Mall Financial Independence Limited
74
How is this score calculated?
Financial strength20/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/04/2025

Net Worth

£125k

Balance sheet strength

Cash

£421k

Cash in the bank

Net Current Assets

£151k

Working capital

Current Assets

£550k

Current Liabilities

£399k

Fixed Assets

£10k

Debtors

£41k

4avg. employees

Tax at Year End

Corp tax£4k

Balance Sheet

Assets less current liabilities£161k
Prepared with Sage Accounts Production Advanced 2023 - FRS102_2023

EstimatesDerived

YearCurrent RatioImplied Profit
20251.38+£13k
20241.35-£750
20231.37+£11k
20221.27+£14k
20211.37+£5k
20201.34—

Derived from filed accounts. Not audited figures.