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Advantage Financial Services Limited

03404728

active
Private Limited Company
england wales
Companies House
Health Score
71 / 100

Some Concerns

25/30
Filing
10/30
Financial
36/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)
  • 2 outstanding charges (-4)

Details

C/O REGUS, EAGLE HOUSE, LONDON, EC1V 1NR
Incorporated 17/07/1997

Compliance

Last accounts

30/09/2025

small

Next accounts due

30/06/2027

On track

Confirmation statement

Last: 17/07/2025

Due 31/07/2026

On track

Industry

66220
Activities of insurance agents and brokers

Officers

Mrs Giulia Maria Said

director · Since 24/10/2019

CHIEF EXECUTIVE OFFICER

BRITISH · ENGLAND · Age 55

Also on 10 other boards

Mr Paul Thomas Enrico Nunn

director · Since 04/03/2020

OPERATIONS DIRECTOR

BRITISH · ENGLAND · Age 50

Also on 5 other boards

Persons with Significant Control

Advantage Travel Centres Limited

75–100% shares
75–100% votes

15 -21 Provost Street, Provost Street, London, N1 7NH

Reg: 04698963 · Companies House · Limited Company

Notified 06/04/2016

Charges2 outstanding

Charge
outstanding

BARCLAYS BANK PLC

Created 03/08/2021Registered 05/08/2021
charge
outstanding

BARCLAYS BANK PLC

Created 24/10/2011Registered 08/11/2011

CompanyRankvs 730+ SIC 66220 peers
71

Financial strength95th percentile among SIC peers · 24/25
Employees71th percentile among SIC peers · 11/15
LiquidityCurrent ratio 1.65× · 16/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees11/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/09/2024

Net Worth

£811k

Balance sheet strength

Cash

£1.4M

Cash in the bank

Net Current Assets

£610k

Working capital

Current Assets

£1.5M

Current Liabilities

£936k

Fixed Assets

£212k

Debtors

£169k

3avg. employees

People Costs

Wages & salaries£313k
NI contributions£32k

Balance Sheet

Assets less current liabilities£822k
Prepared with Caseware UK (AP4) 2023.0.135

EstimatesDerived

YearCurrent RatioImplied Profit
20241.65-£33k
20232.46-£31k
20222.10-£33k
20211.69-£17k
20203.35

Derived from filed accounts. Not audited figures.