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Legal & Medical Investments Limited

03429678

active
Private Limited Company
Companies House
Health Score
86 / 100

Healthy

30/30
Filing
20/30
Financial
36/40
Risk
  • 2 outstanding charges (-4)

Details

FLOOR 3, CUMBERLAND HOUSE, CHELTENHAM, GL50 1BB
Incorporated 05/09/1997

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66220
Activities of insurance agents and brokers

Officers

Geoffrey Carwithen

secretary · Since 06/09/1999

OFFICE MANAGER

BRITISH · Age 61

Mr Richard Winston Major

director · Since 04/10/2005

FINANCIAL PLANNING CONSULTANT

BRITISH · ENGLAND · Age 60

Also on 2 other boards

Mr Max Jago Spurgeon

director · Since 01/10/2009

FINANCIAL PLANNING CONSULTANT

BRITISH · UNITED KINGDOM · Age 55

Also on 2 other boards

Mr Andrew Millward

director · Since 01/12/2022

FINANCIAL ADVISER

BRITISH · ENGLAND · Age 48

Charges2 outstanding

charge
outstanding

HSBC BANK PLC

Created 22/04/2010Registered 24/04/2010
charge
satisfied

LLOYDS TSB BANK PLC

Created 23/09/2004Registered 01/10/2004Satisfied 18/10/2016
charge
outstanding

LLOYDS TSB BANK PLC

Created 29/06/2004Registered 01/07/2004

CompanyRankvs 414+ SIC 66220 peers
71

Financial strength94th percentile among SIC peers · 24/25
Employees98th percentile among SIC peers · 15/15
LiquidityCurrent ratio 1.4× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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414Legal & Medical Investments Limited
81
How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/07/2025

Net Worth

£692k

Balance sheet strength

Cash

£308k

Cash in the bank

Net Current Assets

£658k

Working capital

Current Assets

£2.3M

Current Liabilities

£1.6M

Fixed Assets

£44k

Debtors

£2.0M

32avg. employees

Balance Sheet

Assets less current liabilities£702k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20251.40+£0
20251.40+£74k
20241.38+£84k
20231.39+£18k
20221.39-£14k
20211.44+£112k
20201.43+£31k
20191.43+£16k
20181.45—

Derived from filed accounts. Not audited figures.