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Horses And Courses Limited

03789144

active
Private Limited Company
Companies House
Health Score
71 / 100

Some Concerns

25/30
Filing
10/30
Financial
36/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)
  • 2 outstanding charges (-4)

Details

REDGATE COTTAGE MILL ROAD, BEDFORD, MK44 2DP
Incorporated 14/06/1999

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

85590
Other education

Officers

Mrs Victoria Maloney

secretary · Since 16/06/1999

BRITISH · UNITED KINGDOM · Age 79

Also on 11 other boards

Ms Beth Jessica Maloney

director · Since 16/06/1999

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 56

Also on 1 other board

Mr Simon David Cohl

director · Since 29/06/2012

DIRECTOR

BRITISH · UNITED KINGDOM · Age 55

Persons with Significant Control

Ms Beth Jessica Maloney

25–50% shares

British · England · Age 56

Redgate Cottage, Mill Road, Bedford, MK44 2DP

Notified 30/06/2016

Mr Simon David Cohl

25–50% shares

British · United Kingdom · Age 55

Redgate Cottage, Mill Road, Bedford, MK44 2DP

Notified 01/06/2022

Charges2 outstanding

charge
outstanding

BARCLAYS BANK PLC

Created 07/09/2012Registered 19/09/2012
charge
outstanding

BARCLAYS BANK PLC

Created 24/08/2012Registered 01/09/2012

CompanyRankvs 8182+ SIC 85590 peers
54

Financial strength84th percentile among SIC peers · 21/25
Employees73th percentile among SIC peers · 11/15
LiquidityCurrent ratio 0.01× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength21/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees11/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/10/2024

Net Worth

£33k

Balance sheet strength

Cash

£1k

Cash in the bank

Net Current Assets

-£586k

Working capital

Current Assets

£5k

Current Liabilities

£591k

Fixed Assets

£1.0M

Debtors

£3k

2avg. employees

Balance Sheet

Bank loans & overdrafts£419k
Assets less current liabilities£454k
Signed by 03789144 2023-11-01 2024-10-31 03789144 2024-10-31 03789144 core:CurrentFinancialInstruments 2024-10-31 03789144 core:CuPrepared with Digita Accounts Production Advanced

EstimatesDerived

YearCurrent RatioImplied Profit
20240.01-£7k
20230.01-£2k
20220.01+£2k
20210.02+£8k
20200.05+£14k
20190.02+£10k
20180.01

Derived from filed accounts. Not audited figures.