Back to search

The Nfrn Mutual Limited

03810528

active
private limited guarant nsc
england wales
Companies House
Confirmation statement overdue
Health Score
70 / 100

Some Concerns

20/30
Filing
10/30
Financial
40/40
Risk
  • Confirmation statement overdue (-10)
  • Current liabilities exceed current assets (-10)

Details

Barrington House, Heyes Lane, Alderley Edge, SK9 7LA
Incorporated 15/07/1999

Compliance

Last accounts

31/12/2025

total exemption full

Next accounts due

30/09/2027

On track

Confirmation statement

Last: 03/07/2026

Due 17/07/2027

On track

Industry

66220
Activities of insurance agents and brokers

Officers

Mr Peter Derek Wagg

director · Since 03/08/1999

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 75

Also on 1 other board

Mr. Colin Delwyn Finch

director · Since 08/01/2001

NEWSAGENT

BRITISH · WALES · Age 69

Mrs Janet Wagg

director · Since 08/01/2001

NEWSAGENT

BRITISH · UNITED KINGDOM · Age 57

Mr Adrian Charles Watts

director · Since 10/04/2006

NEWSAGENT

BRITISH · ENGLAND · Age 68

Mr Samuel John Whiteside

director · Since 10/04/2006

NEWSAGENTS

BRITISH · ENGLAND · Age 79

Also on 1 other board

Mr Graeme George Thurgood

director · Since 10/03/2026

BRITISH · ENGLAND · Age 43

Also on 7 other boards

Peter Derek Wagg

director · Since 03/08/1999

British · England · Age 75

Colin Delwyn Finch

director · Since 08/01/2001

British · Wales · Age 69

Janet Wagg

director · Since 08/01/2001

British · United Kingdom · Age 57

Adrian Charles Watts

director · Since 10/04/2006

British · England · Age 68

Samuel John Whiteside

director · Since 10/04/2006

British · England · Age 79

Graeme George Thurgood

director · Since 10/03/2026

British · England · Age 43

Former

Paul Koronka

director · Resigned 03/08/1999

Jeffery Charles Allen

director · Resigned 03/08/1999

Roger John Howard Clarke

director · Resigned 07/12/2002

Lionel Morrow Cashin

director · Resigned 26/04/2004

Margaret Alexandra Adams

director · Resigned 29/03/2005

Chander Hingorani

director · Resigned 23/04/2007

Charles Taylor & Company Ltd

corporate secretary · Resigned 14/09/2007

James Maitland

director · Resigned 01/11/2009

Regis Mutual Management Ltd

corporate secretary · Resigned 06/02/2013

Mahendra Jadeja

director · Resigned 30/07/2013

John Stuart Rowlands

director · Resigned 30/07/2013

Alan Dryden

director · Resigned 27/07/2016

Balvinder Kaur Sood

director · Resigned 01/08/2023

Naresh Shantilal Purohit

director · Resigned 24/06/2025

Change History

statusactive
2026-07-22

Active

typeprivate-limited-guarant-nsc
2026-07-22

PRI/LTD BY GUAR/NSC (Private, limited by guarantee, no share capital)

address line1Barrington House
2026-07-22

BARRINGTON HOUSE

post townAlderley Edge
2026-07-22

ALDERLEY EDGE

officer appointedFINCH, Colin Delwyn, Mr.
2026-07-22
officer appointedTHURGOOD, Graeme George
2026-07-22
officer appointedWAGG, Janet
2026-07-22
officer appointedWAGG, Peter Derek
2026-07-22
officer appointedWATTS, Adrian Charles
2026-07-22
officer appointedWHITESIDE, Samuel John
2026-07-22

CompanyRankvs 1875+ SIC 66220 peers
65

Financial strength93th percentile among SIC peers · 23/25
Employees11th percentile among SIC peers · 2/15
LiquidityCurrent ratio 4.53× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceOne filing overdue · 5/15
Show leaderboard
How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance5/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2025

Net Worth

£622k

Balance sheet strength

Cash

£920k

Cash in the bank

Net Current Assets

£925k

Working capital

Current Assets

£1.2M

Current Liabilities

£262k

Debtors

£266k

0avg. employees

Tax at Year End(2024)

Corp tax£1k

Director Loans(2024)

Directors owe company£16k

Balance Sheet

Assets less current liabilities£925k

EstimatesDerived

YearCurrent RatioImplied Profit
20254.53+£0
20254.53+£179k
20244.66+£86k
20232.88

Derived from filed accounts. Not audited figures.