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Access Underwriting Limited

03880990

active
Private Limited Company
england wales
Companies House
Health Score
75 / 100

Some Concerns

25/30
Filing
10/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)

Details

BENEFACT HOUSE 2000 PIONEER AVENUE, GLOUCESTER, GL3 4AW
Incorporated 22/11/1999

Compliance

Last accounts

31/12/2024

audit exemption subsidiary

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 04/12/2025

Due 18/12/2026

On track

Industry

66220
Activities of insurance agents and brokers

Officers

Mr Simon Jonathan Hickman

director · Since 22/11/1999

GENERAL INSURANCE SERVICES

BRITISH · ENGLAND · Age 61

Also on 3 other boards

Mr Douglas Michael Grout

director · Since 31/05/2016

INSURANCE BROKER

BRITISH · ENGLAND · Age 78

Also on 1 other board

Mr Steven Richard Blake

director · Since 08/07/2016

DIRECTOR

BRITISH · ENGLAND · Age 55

Also on 1 other board

Mrs Rachael Jane Hall

secretary · Since 06/02/2024

Mr David Robert Moore

director · Since 06/02/2024

DIRECTOR OF BROKING AND ADVISORY

BRITISH · UNITED KINGDOM · Age 60

Also on 19 other boards

Persons with Significant Control

Benefact Broking & Advisory Holdings Limited

75–100% shares
75–100% votes
Appoint directors

Benefact House, 2000 Pioneer Avenue, Gloucester, GL3 4AW

Reg: 14493617 · Companies House · Limited By Shares

Notified 25/03/2024

Former PSCs

Mr Simon Jonathan Hickman

Ceased 25/03/2024

Deborah Ann Hickman

Ceased 25/03/2024

Charges0 outstanding

Charge
satisfied

PHYLLIS LILIAN GROUT · DOUGLAS MICHAEL GROUT

Created 31/05/2016Registered 02/06/2016Satisfied 16/12/2022

CompanyRankvs 5090+ SIC 66220 peers
86

Financial strength98th percentile among SIC peers · 25/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 1.62× · 16/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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509Access Underwriting Limited
82
How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 28/02/2023

Net Worth

£2.8M

Balance sheet strength

Cash

£1.3M

Cash in the bank

Net Current Assets

£554k

Working capital

Current Assets

£1.4M

Current Liabilities

£895k

Fixed Assets

£2.4M

Debtors

£190k

Profit After Tax

£778k

48avg. employees

Tax at Year End

Corp tax£77k
Dividends paid-£200k

Balance Sheet

Bank loans & overdrafts£10k
Assets less current liabilities£3.0M
Prepared with Caseware UK (AP4) 2022.0.179

EstimatesDerived

YearCurrent RatioImplied Profit
20231.62+£578k
20221.06+£498k
20211.04—

Derived from filed accounts. Not audited figures.