Just 4 Mortgages Limited
03970121
Some Concerns
- Current liabilities exceed current assets (-10)
- 1 outstanding charge (-2)
Details
Compliance
Last accounts
31/03/2025
total exemption full
Next accounts due
31/12/2026
Confirmation statement
Last: 11/04/2026
Due 25/04/2027
Industry
Officers
director · Since 08/05/2000
MORTGAGE BROKER
BRITISH · UNITED KINGDOM · Age 56
Also on 3 other boards
director · Since 08/11/2010
MORTGAGE ADVISOR
BRITISH · ENGLAND · Age 41
Also on 1 other board
Persons with Significant Control
Giustin Valvona
British · England · Age 56
29, Leeming Street, Mansfield, NG18 1NA
Notified 06/04/2016
Charges1 outstanding
NATIONAL WESTMINSTER BANK PLC
CompanyRankvs 230+ SIC 66220 peers74
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How is this score calculated?
Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.
Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.
Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.
One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.
Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.
Risk deductions
Outstanding charges: -10 pts
Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.
Key FinancialsYear ending 31/03/2025
Net Worth
£130k
Balance sheet strength
Cash
£141k
Cash in the bank
Net Current Assets
£111k
Working capital
Current Assets
£157k
Current Liabilities
£46k
Fixed Assets
£21k
Debtors
£16k
Tax at Year End
Director Loans
Balance Sheet
EstimatesDerived
| Year | Current Ratio | Implied Profit |
|---|---|---|
| 2025 | 3.41 | +£53k |
| 2024 | 3.71 | +£18k |
| 2023 | 3.26 | — |
Derived from filed accounts. Not audited figures.