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Cavendish Online Limited

04045709

active
Private Limited Company
england wales
Companies House
Health Score
75 / 100

Some Concerns

25/30
Filing
10/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)
  • Going concern doubt noted in accounts (-10)

Details

234 HIGH STREET, EXETER, EX4 3NL
Incorporated 02/08/2000

Compliance

Last accounts

31/12/2024

full

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 07/11/2025

Due 21/11/2026

On track

Industry

66220
Activities of insurance agents and brokers

Officers

Mr John Charles Nelmes

director · Since 02/10/2007

SELF EMPLOYED MARKETEER

BRITISH · ENGLAND · Age 59

Mr Graeme John Donaldson

secretary · Since 30/11/2022

Mrs Rachel Anne Messenger

director · Since 20/12/2024

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 44

Also on 21 other boards

Mrs Katherine Anne Lyons

director · Since 31/03/2026

BRITISH · UNITED KINGDOM · Age 44

Persons with Significant Control

Lloyds Bank Insurance Services Limited

75–100% shares
75–100% votes
Appoint directors

25, Gresham Street, London, EC2V 7HN

Reg: 00968406 · England · Private Limited Company

Notified 30/11/2022

Former PSCs

Mr Ian Williams

Ceased 30/11/2022

Charges0 outstanding

charge
satisfied

LEONARD MANESSEH

Created 12/10/2000Registered 21/10/2000Satisfied 26/07/2019

CompanyRankvs 57+ SIC 66220 peers
78

Financial strength93th percentile among SIC peers · 23/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 2.95× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
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How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

impact on the balances included within the financial statements. In addition, the directors do not consider it to cast any significant doubt upon the company's ability to continue to trade as a going concern. The directors have taken both reactive and proactive measures in order to mitigate any risks associated with COVID-19 including managing cash flow to ensure that debts can be paid when they f

Key FinancialsYear ending 31/03/2022

Net Worth

£614k

Balance sheet strength

Cash

£710k

Cash in the bank

Net Current Assets

£521k

Working capital

Current Assets

£788k

Current Liabilities

£267k

Fixed Assets

£129k

Debtors

£77k

59avg. employees+6

Balance Sheet

Assets less current liabilities£649k
Signed by 04045709 2021-04-01 2022-03-31 04045709 2022-03-31 04045709 bus: 1 1 2022-03-31 04045709 bus: 2 1 2022-03-31 04045709 coPrepared with Digita Accounts Production Advanced

EstimatesDerived

YearCurrent RatioImplied Profit
20222.95-£320k
20213.49

Derived from filed accounts. Not audited figures.