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Ringsite Limited

04066049

active
Private Limited Company
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Going concern doubt noted in accounts (-10)
  • 1 outstanding charge (-2)

Details

18 ARBURY ROAD, NUNEATON, CV10 7NA
Incorporated 06/09/2000

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66220
Activities of insurance agents and brokers

Officers

Karen Lowe

secretary · Since 15/12/2000

ADMINISTRATOR

BRITISH · Age 55

Also on 1 other board

Stacey Ellen Hulse

director · Since 08/09/2025

DIRECTOR

BRITISH · ENGLAND · Age 37

Also on 4 other boards

Mary Anna Leigh

director · Since 08/09/2025

DIRECTOR

BRITISH · UNITED KINGDOM · Age 31

Also on 7 other boards

Tony Armstrong

director · Since 21/04/2026

BRITISH · UNITED KINGDOM · Age 56

Persons with Significant Control

Needham Commercial Insurance Services Limited

75–100% shares
75–100% votes
Appoint directors

18 Arbury Road, Nuneaton, CV10 7NA

Reg: 06456189 · England And Wales · Limited

Notified 06/04/2016

Charges1 outstanding

charge
satisfied

MICHAEL NEEDHAM

Created 01/03/2002Registered 12/03/2002Satisfied 20/09/2021
charge
outstanding

LLOYDS TSB BANK PLC

Created 23/02/2001Registered 02/03/2001

CompanyRankvs 860+ SIC 66220 peers
68

Financial strength92th percentile among SIC peers · 23/25
Employees98th percentile among SIC peers · 15/15
LiquidityCurrent ratio 3.5× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
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How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

they relate. Page 4 continued... Ringsite Limited (Registered number: 04066049) Notes to the Financial Statements - continued for the Year Ended 31 December 2024 2. ACCOUNTING POLICIES - continued Going concern The directors assess whether the use of going concern is appropriate, i.e. whether there are any material uncertainties related to events or conditions that may cast significant doubt on

Key FinancialsYear ending 31/12/2024

Net Worth

£548k

Balance sheet strength

Cash

£3k

Cash in the bank

Net Current Assets

£518k

Working capital

Current Assets

£726k

Current Liabilities

£208k

Fixed Assets

£52k

Debtors

£724k

28avg. employees-2

Tax at Year End(2021)

Corp tax£20k

Balance Sheet

Intangible assets£30k
Bank loans & overdrafts£53k
Assets less current liabilities£571k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20243.50+£353k
20232.38+£149k
20221.59-£53k
20212.56+£15k
20203.50+£77k
20181.11

Derived from filed accounts. Not audited figures.