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Ringsite Limited

04066049

active
ltd
england wales
Companies House
Health Score
73 / 100

Some Concerns

25/30
Filing
10/30
Financial
38/40
Risk
  • No accounts filed in last 18 months (-5)
  • Going concern doubt noted in accounts (-10)
  • 1 outstanding charge (-2)

Details

18 Arbury Road, Nuneaton, CV10 7NA
Incorporated 06/09/2000

Compliance

Last accounts

31/12/2024

total exemption full

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 06/09/2025

Due 20/09/2026

On track

Industry

66220
Activities of insurance agents and brokers

Officers

Karen Lowe

secretary · Since 15/12/2000

ADMINISTRATOR

BRITISH · Age 55

Also on 1 other board

Mary Anna Leigh

director · Since 08/09/2025

DIRECTOR

BRITISH · UNITED KINGDOM · Age 31

Also on 7 other boards

Stacey Ellen Hulse

director · Since 08/09/2025

DIRECTOR

BRITISH · ENGLAND · Age 37

Also on 4 other boards

Tony Armstrong

director · Since 21/04/2026

BRITISH · UNITED KINGDOM · Age 56

Karen Lowe

secretary · Since 15/12/2000

British

Stacey Ellen Hulse

director · Since 08/09/2025

British · England · Age 37

Mary Anna Leigh

director · Since 08/09/2025

British · United Kingdom · Age 31

Tony Armstrong

director · Since 21/04/2026

British · United Kingdom · Age 56

Former

Swift Incorporations Limited

corporate nominee secretary · Resigned 15/12/2000

Instant Companies Limited

corporate nominee director · Resigned 15/12/2000

Karen Lowe

director · Resigned 21/09/2021

Neal Michael Lowe

director · Resigned 06/05/2026

Persons with Significant Control

Needham Commercial Insurance Services Limited

75–100% shares
75–100% votes
Appoint directors

18 Arbury Road, Nuneaton, CV10 7NA

Reg: 06456189 · England And Wales · Limited

Notified 06/04/2016

Charges1 outstanding

charge
satisfied

MICHAEL NEEDHAM

Created 01/03/2002Registered 12/03/2002Satisfied 20/09/2021
charge
outstanding

LLOYDS TSB BANK PLC

Created 23/02/2001Registered 02/03/2001

Change History

statusactive
2026-07-09

Active

typeltd
2026-07-09

Private Limited Company

address line118 Arbury Road
2026-07-09

18 ARBURY ROAD

post townNuneaton
2026-07-09

NUNEATON

CompanyRankvs 59+ SIC 66220 peers
68

Financial strength93th percentile among SIC peers · 23/25
Employees98th percentile among SIC peers · 15/15
LiquidityCurrent ratio 3.5× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
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How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

they relate. Page 4 continued... Ringsite Limited (Registered number: 04066049) Notes to the Financial Statements - continued for the Year Ended 31 December 2024 2. ACCOUNTING POLICIES - continued Going concern The directors assess whether the use of going concern is appropriate, i.e. whether there are any material uncertainties related to events or conditions that may cast significant doubt on

Key FinancialsYear ending 31/12/2024

Net Worth

£548k

Balance sheet strength

Cash

£3k

Cash in the bank

Net Current Assets

£518k

Working capital

Current Assets

£726k

Current Liabilities

£208k

Fixed Assets

£52k

Debtors

£724k

28avg. employees-2

Balance Sheet

Intangible assets£30k
Bank loans & overdrafts£53k
Assets less current liabilities£571k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20243.50+£353k
20232.38

Derived from filed accounts. Not audited figures.