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Cia Insurance Services Limited

04332604

active
Private Limited Company
england wales
Companies House
Health Score
75 / 100

Some Concerns

25/30
Filing
10/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)
  • Loss before tax (-10)
  • Going concern doubt noted in accounts (-10)

Details

BOUGHTON LEIGH HOUSE, RUGBY, CV21 1AW
Incorporated 03/12/2001

Compliance

Last accounts

31/12/2024

full

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 06/11/2025

Due 20/11/2026

On track

Industry

66220
Activities of insurance agents and brokers

Officers

Ms Michelle Bree

director · Since 10/10/2025

COMPANY DIRECTOR

IRISH · ENGLAND · Age 40

Also on 8 other boards

Mr David Michael Edwin Cousins

director · Since 22/10/2025

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 53

Also on 11 other boards

Mr Charles Robertson Crawford

director · Since 03/11/2025

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 62

Also on 24 other boards

Mr Nicholas George Robert Harris

director · Since 21/11/2025

BRITISH · ENGLAND · Age 52

Also on 29 other boards

Mr James Oliver Whittingham

director · Since 22/11/2025

BRITISH · UNITED KINGDOM · Age 48

Also on 11 other boards

Persons with Significant Control

Assuredpartners International Limited

75–100% shares
75–100% votes
Appoint directors

45, Gresham Street, London, EC2V 7BG

Reg: 08116277 · England And Wales · Company Limited By Shares

Notified 05/12/2024

Former PSCs

L.E.M. Limited

Ceased 18/03/2025

Miss Lee Caroline Callaby

Ceased 06/04/2016

Mr Martin Sheppard

Ceased 06/04/2016

Mr Eliot John Blundell

Ceased 06/04/2016

Charges0 outstanding

charge
satisfied

LLOYDS TSB BANK PLC

Created 28/04/2006Registered 04/05/2006Satisfied 06/03/2023
charge
satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 17/05/2005Registered 20/05/2005Satisfied 04/05/2006

CompanyRankvs 5160+ SIC 66220 peers
72

Financial strength98th percentile among SIC peers · 25/25
Employees100th percentile among SIC peers · 15/15
LiquidityCurrent ratio 1.18× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to going concern are d

Key FinancialsYear ending 31/12/2023

Turnover

£16.8M

Annual revenue

Net Worth

£2.8M

Balance sheet strength

Cash

£14.3M

Cash in the bank

Profit Before Tax

-£38.7M

Bottom line earnings

Net Current Assets

£2.5M

Working capital

Current Assets

£16.6M

Current Liabilities

£14.0M

Fixed Assets

£276k

Debtors

£2.3M

Cost of Sales

£3.1M

Gross Profit

£13.7M

Admin Expenses

£6.4M

Operating Profit

£7.3M

Profit After Tax

-£46.8M

97avg. employees+1

Tax at Year End

Corp tax£1.1M
Dividends paid£231k

People Costs

Wages & salaries£3.1M
NI contributions£274k

Balance Sheet

Assets less current liabilities£2.8M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20231.18+£945k
20221.03+£23k
20211.55+£190k
20201.51+£341k
20191.40+£126k
20181.38

Derived from filed accounts. Not audited figures.