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Cia Insurance Services Limited

04332604

active
ltd
england wales
Companies House
Health Score
75 / 100

Some Concerns

25/30
Filing
10/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)
  • Loss before tax (-10)
  • Going concern doubt noted in accounts (-10)

Details

Boughton Leigh House, Brownsover Road, Rugby, CV21 1AW
Incorporated 03/12/2001

Compliance

Last accounts

31/12/2025

full

Next accounts due

30/09/2027

On track

Confirmation statement

Last: 06/11/2025

Due 20/11/2026

On track

Industry

66220
Activities of insurance agents and brokers

Officers

Ms Michelle Bree

director · Since 10/10/2025

COMPANY DIRECTOR

IRISH · ENGLAND · Age 40

Also on 8 other boards

Mr David Michael Edwin Cousins

director · Since 22/10/2025

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 53

Also on 11 other boards

Mr Charles Robertson Crawford

director · Since 03/11/2025

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 62

Also on 24 other boards

Mr Nicholas George Robert Harris

director · Since 21/11/2025

BRITISH · ENGLAND · Age 52

Also on 29 other boards

Mr James Oliver Whittingham

director · Since 22/11/2025

BRITISH · UNITED KINGDOM · Age 48

Also on 11 other boards

Michelle Bree

director · Since 10/10/2025

Irish · England · Age 40

David Michael Edwin Cousins

director · Since 22/10/2025

British · United Kingdom · Age 53

Charles Robertson Crawford

director · Since 03/11/2025

British · United Kingdom · Age 62

Nicholas George Robert Harris

director · Since 21/11/2025

British · England · Age 52

James Oliver Whittingham

director · Since 22/11/2025

British · United Kingdom · Age 48

Former

Ashcroft Cameron Nominees Limited

corporate nominee director · Resigned 03/12/2001

Ashcroft Cameron Secretaries Limited

corporate nominee secretary · Resigned 03/12/2001

John Howard Russell

director · Resigned 23/03/2005

Andrew Patterson Booth

secretary · Resigned 06/01/2006

Martin Sheppard

director · Resigned 10/12/2007

Martin Sheppard

secretary · Resigned 15/07/2008

Eliot John Blundell

director · Resigned 01/12/2023

Lee Caroline Callaby

director · Resigned 01/12/2023

Lee Caroline Callaby

secretary · Resigned 01/12/2023

Sean Nigel Gough

director · Resigned 24/09/2024

Misty-Lee Reeve

director · Resigned 21/05/2025

David James Heathfield

director · Resigned 31/10/2025

Richard Wayman

director · Resigned 29/03/2026

Stuart James Quilter

director · Resigned 30/04/2026

Jackie Compton

director · Resigned 21/05/2026

Persons with Significant Control

Assuredpartners International Limited

75–100% shares
75–100% votes
Appoint directors

Gallagher The Walbrook Building, 25 Walbrook, London, EC4N 8AW

Reg: 08116277 · England And Wales · Company Limited By Shares

Notified 05/12/2024

Former PSCs

L.E.M. Limited

Ceased 18/03/2025

Miss Lee Caroline Callaby

Ceased 06/04/2016

Mr Martin Sheppard

Ceased 06/04/2016

Mr Eliot John Blundell

Ceased 06/04/2016

Charges0 outstanding

charge
satisfied

LLOYDS TSB BANK PLC

Created 28/04/2006Registered 04/05/2006Satisfied 06/03/2023

Change History

statusactive
2026-07-22

Active

typeltd
2026-07-22

Private Limited Company

address line1Boughton Leigh House
2026-07-22

BOUGHTON LEIGH HOUSE

post townRugby
2026-07-22

RUGBY

officer appointedBREE, Michelle
2026-07-22
officer appointedCOUSINS, David Michael Edwin
2026-07-22
officer appointedCRAWFORD, Charles Robertson
2026-07-22
officer appointedHARRIS, Nicholas George Robert
2026-07-22
officer appointedWHITTINGHAM, James Oliver
2026-07-22

CompanyRankvs 342+ SIC 66220 peers
72

Financial strength98th percentile among SIC peers · 25/25
Employees100th percentile among SIC peers · 15/15
LiquidityCurrent ratio 1.18× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to going concern are d

Key FinancialsYear ending 31/12/2023

Turnover

£16.8M

Annual revenue

Net Worth

£2.8M

Balance sheet strength

Cash

£14.3M

Cash in the bank

Profit Before Tax

-£38.7M

Bottom line earnings

Net Current Assets

£2.5M

Working capital

Current Assets

£16.6M

Current Liabilities

£14.0M

Fixed Assets

£276k

Debtors

£2.3M

Cost of Sales

£3.1M

Gross Profit

£13.7M

Admin Expenses

£6.4M

Operating Profit

£7.3M

Profit After Tax

-£46.8M

97avg. employees

Tax at Year End

Corp tax£1.1M
Dividends paid£231k

People Costs

Wages & salaries£3.1M
NI contributions£274k

Balance Sheet

Assets less current liabilities£2.8M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent Ratio
20231.18

Derived from filed accounts. Not audited figures.