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Cumbria Credits

04409637

active
PRI/LBG/NSC (Private, Limited by guarantee, no share capital, use of 'Limited' exemption)
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

17 TURNBERRY WAY, CARLISLE, CA3 0QL
Incorporated 04/04/2002

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

85590
Other education

Officers

Mr William Atkinson

director · Since 04/04/2002

SELF EMPLOYED

BRITISH · UNITED KINGDOM · Age 77

Also on 7 other boards

Mr William Atkinson

secretary · Since 08/06/2005

SELF EMPLOYED

BRITISH · UNITED KINGDOM · Age 77

Also on 7 other boards

Mrs Carol Ann Wilson

director · Since 26/06/2017

OFFICE MANAGER

BRITISH · ENGLAND · Age 68

Persons with Significant Control

Mr William Atkinson

Significant control

British · United Kingdom · Age 77

17, Turnberry Way, Carlisle, CA3 0QL

Notified 01/06/2016

CompanyRankvs 5570+ SIC 85590 peers
69

Financial strength68th percentile among SIC peers · 17/25
Employees16th percentile among SIC peers · 2/15
LiquidityCurrent ratio 129.26× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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5570Cumbria Credits
69
How is this score calculated?
Financial strength17/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£6k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£6k

Working capital

Current Assets

£6k

Current Liabilities

£47

0avg. employees

Balance Sheet

Assets less current liabilities£6k
Signed by 1.4.24Prepared with Company Accounts and Tax Online

EstimatesDerived

YearCurrent RatioImplied Profit
2025129.26-£3k
2024700.15+£8k
20235.66-£6k
20222.35+£59
20212.18+£89
202020.25-£1k
20193.89—

Derived from filed accounts. Not audited figures.